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HFM warning against fake IB sites

/ / Author: MoneyChat Editorial Department

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Beware of fake IB sites and scam sites related to HFM

Some fake IB sites, impersonators, and scam sites have been identified that are taking advantage of HFM's popularity and high profile . The methods are diverse, including fake sites claiming to be Moneycha, phishing sites impersonating the official HFM site, and scam IBs that promise non-existent cashback. This page explains the methods used by fake HFM-related sites that have been reported, how to spot them, checkpoints to avoid becoming a victim, and what to do if you do become a victim.

Published: 2026-05-11 / Updated: 2026-05-11 / Source: Manecha Official / HFM Official (as of May 2026)

Fake websites and scam tactics confirmed in relation to HFM

There are four main patterns of HFM-related scams and fake websites

1. Phishing site impersonating HFM official

This scam involves directing users to a website with a URL and design strikingly similar to the official HFM website (hfm.com) to steal their login ID and password

Characteristics of a fake website Differences from the official version
The URLs are slightly different (e.g., hfm-jp.com, hf-markets.co) The official website is hfm.com only
Invalid or outdated SSL certificate Officially supports EV SSL
The Japanese is unnatural The official website is fully available in Japanese
License information is not provided The official source specifies FCA, CySEC, etc

2. Fake IBs disguised as cashback sites

This scam involves using the names of real cashback websites (such as MoneyChat, TariTali, and FinalCashBack) or similar names to pretend to offer a service

3. Solicitation scams using social media and LINE

This pattern involves using platforms like X (formerly Twitter), LINE, and Instagram to claim to be "HFM Official" or "HFM Exclusive Campaign," sending fake IB codes via direct message, or directing users to suspicious account opening links

4. Affiliate commission/cashback non-payment scam

There have been reports of malicious IB (Introducing Broker) sites attracting customers by advertising excessive return rates such as "highest return rate in the industry" or "100% return," only to then demanding unpaid or excessive fees when customers actually withdraw their winnings

List of official HFM cashback sites (IB)

To avoid confusion, we have listed below the major cashback sites that have officially partnered with HFM

Site name Features
Money Charger Industry's highest cashback rate, auto-rebate support, and excellent withdrawal conditions
TariTali Representative sites for automatic money transfers
FinalCashBack A large number of overseas forex brokers are available
RoyalCashBack High return rate, but withdrawal conditions are somewhat strict
Tamago FX Auto-rebate compatible

Please be cautious of websites that use names other than those listed above, or websites that use slightly altered names to impersonate the above

How to distinguish a legitimate MoneyChat site

To avoid falling victim to fake websites impersonating Manecha, it's important to clearly understand the characteristics of the legitimate site

Official information from the Manecha official website

item Official information
Official Domain money-charger.com
Login URL https://portal.money-charger.com/login
New registration URL https://portal.money-charger.com/register
official x @moneycharger_jp
Official LINE lin.ee/YyihKpg
HFM Referral Code (IBID) 368246

Typical patterns of fake money marketers

  • The URLs are slightly different, such as "money-charger.net" and "moneycharger-jp.com"
  • Domains ending in something other than ".com" (e.g., .net, .io, .shop, etc.)
  • Unnatural Japanese spelling and font differences
  • It claims to be "Money Charger Official," but it's not linked from the official X account (@moneycharger_jp)
  • They advertise suspiciously high return rates (e.g., 2-3 times the industry average)

Checkpoints to identify fake HFM websites and scams

This is a checklist to help prevent damage

1. Always verify the official domain

Contractor canonical domain
HFM Official hfm.com
Manecha money-charger.com

If the domain name is even slightly different, there is a very high probability that it is a fake website

2. Be wary of unusually high return rates

Be wary of websites that offer clearly higher terms than their competitors, such as "100% cashback rate" or "three times the industry rate." Because the actual cashback rate is a portion of the IB commission earned through the website, extremely high rates are structurally impossible

3. Check the SSL certificate (key icon)

Do not enter any information on websites that do not have a lock icon in the browser's URL bar or that display a warning

4. Check if information about the operating company is available

Official websites always clearly state the following:

  • Company name
  • location
  • Contact information (email address / inquiry form)
  • Terms of Use and Privacy Policy

5. Do not easily trust direct messages from third parties

It's safest to assume that direct messages (DMs) offering things like "We'll give you a link to open a great account" or "We'll share a special IB code" are generally suspicious. Always access and complete the process directly through the official website

6. The authenticity of social media accounts claiming to be "official"

The official account has the following characteristics:

  • Verification badge (by platform)
  • Number of followers above a certain level
  • Linked from the official website
  • The posting history is consistent

7. Verify the official IB code (reference code) for HFM

The correct IB code for opening an HFM account through MoneyChat is "368246". If you are given any other code, that site is not official MoneyChat.

Steps to avoid being scammed by fake HFM websites

1. Access the HFM official website directly

Make it a habit to access the official website (hfm.com) directly from your bookmarks, rather than through search result ads or third-party links

2. If using a cashback site, use the official link

Even when opening an HFM account through a cashback site such as Moneycha, be sure to navigate from the cashback site's official domain to the official HFM website

3. Do not reuse login information

Do not reuse the same password for HFM, MoneyChat, or other overseas forex brokers . This will help prevent further damage if you fall for even one phishing site.

4. Enable two-factor authentication

Both HFM and MoneyChat support two-factor authentication (2FA). Please be sure to enable it

5. Do not click on links in suspicious emails

Emails claiming to require account updates or security warnings can be very well-made to look authentic.Do not click on any links in these emails; always log in yourself using your bookmarks to verify your account.

If you opened an account through a fake IB site

Here's what to do if you accidentally open an HFM account through a fake IB site or a suspicious website

1. Cashback linkages to existing accounts cannot be changed

At HFM,you cannot link an already opened account to a different IB (IntroducingBroker). This is a common specification across all cashback sites, including MoneyChat.

2. Open an additional account through a legitimate IB (Introducing Broker)

We will suspend the use of accounts opened via suspicious IBs andyou open a new additional accountto receive cashback.

3. Password Change and Support Contact

If you suspect you may have entered your login information on a fake website, please do the following immediately

  • Log in to the HFM official website and change your password
  • Contact HFM Support (Japanese language support available) to report the situation
  • We also shared the details of the damage with MoneyChat Support
  • If you enter your credit card information, we will also contact your credit card company

4. Where to seek advice regarding phishing scams

In Japan, you can contact the following offices for assistance

  • Consumer Hotline: 188
  • Police consultation hotline: #9110
  • National Consumer Affairs Center
  • Anti-Phishing Council

Official and authorized contact information for HFM

To avoid becoming a victim of fraud, make sure you know the legitimate contact information

item Official information
HFM Official Website hfm.com
HFM Japanese Support Live chat and email support (on the official website)
Manecha Official Website money-charger.com
Money Chat Inquiry money-charger.com/contact
MoneyChat Official X @moneycharger_jp

If you have any suspicions, please be surethe official contact person listed abovedirectly to verify the information.

Frequently Asked Questions about Fake HFM Websites and Scams

What is the URL for HFM's official website?

The official HFM website is "hfm.com". The Japanese site is located under "hfm.com/int/jp". Any other website claiming to be "official HFM" is likely a fake site

What is the URL for Manecha's official website?

The official Money Charger website is "money-charger.com". Login is at "portal.money-charger.com/login". Any other domain may be a fake site

What is the official IB code for opening an HFM account via MoneyChat?

The correct reference code (IBID) for opening an HFM account through MoneyChat is "368246". Any site claiming to be MoneyChat with a different code may be a fake site

Can I trust websites that advertise the "highest return rate in the industry"?

Websites that advertise extremely high cashback rates (100% cashback, several times higher than the industry average, etc.) are structurally unlikely to be viable and may be scams involving unpaid wages. The cashback rates of legitimate cashback sites, including Moneycha, are publicly available from each provider, so be wary of offers that are drastically different from those

I received a direct message on social media about an "HFM exclusive campaign." Is it legitimate?

Official channels generally do not send campaign announcements via individual direct messages (DMs). If you receive an IB code or account opening link via SNS DM, be sure to verify its authenticity on the official website before proceeding

I already have an HFM account, but can I change it to be eligible for MoneyChat's cashback program?

Changes are not possible. Due to HFM's specifications, the IB link to an existing account cannot be changed. To receive cashback via MoneyChat, you need to open a new additional account through the official MoneyChat link

What should I do if I've opened an account on a fake website?

Please change your password immediately and contact HFM official support. Then, by opening an additional account through the MoneyChat official link, you will be able to receive cashback on subsequent trades

I received an email from what appears to be HFM, but is there any way to verify if it's genuine?

Do not click on any links in the email. Instead, log in directly from the bookmarked HFM official website and check the notification section on your My Page. The real announcements are also posted on the official My Page

Benefits of using HFM safely via MoneyChat

MoneyChat is a legitimate cashback site with a cumulative cashback payment record of over 20 billion yen, and supports more than 22 overseas FX brokers, including HFM. As it operates as an official IB partner (IB) of HFM,use it with peace of mind without worrying about it being a fake IB site.

With auto-rebate support, cashback is automatically deposited into your trading account. There's no need to withdraw funds separately from MoneyCharger, and there's no risk of loss due to exchange rate fluctuations. To use HFM safely and to maximize your benefits, be sure to open an account through the official MoneyCharger website (money-charger.com) using the official IB code "368246"

Risk Warning: Overseas forex trading involves risks. Please invest only with funds you can afford to lose, and be careful not to enter information on suspicious websites.

MoneyChat Editorial Department

The person who wrote this article

MoneyChat Editorial Department

The Money Charger editorial team is the official editorial team of Money Charger, which has a cumulative cashback payment record of over 20 billion yen. Based on primary information obtained through direct partnerships with more than 25 overseas FX brokers, we provide information that helps users reduce their trading costs

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