Contents
- 1 Beware of fake IB sites and scam sites related to HFM
- 2 Fake websites and scam tactics confirmed in relation to HFM
- 3 List of official HFM cashback sites (IB)
- 4 How to distinguish a legitimate MoneyChat site
- 5 Checkpoints to identify fake HFM websites and scams
- 5.1 1. Always verify the official domain
- 5.2 2. Be wary of unusually high return rates
- 5.3 3. Check the SSL certificate (key icon)
- 5.4 4. Check if information about the operating company is available
- 5.5 5. Do not easily trust direct messages from third parties
- 5.6 6. The authenticity of social media accounts claiming to be "official"
- 5.7 7. Verify the official IB code (reference code) for HFM
- 6 Steps to avoid being scammed by fake HFM websites
- 7 If you opened an account through a fake IB site
- 8 Official and authorized contact information for HFM
- 9 Frequently Asked Questions about Fake HFM Websites and Scams
- 10 Benefits of using HFM safely via MoneyChat
Beware of fake IB sites and scam sites related to HFM
Some fake IB sites, impersonators, and scam sites have been identified that are taking advantage of HFM's popularity and high profile . The methods are diverse, including fake sites claiming to be Moneycha, phishing sites impersonating the official HFM site, and scam IBs that promise non-existent cashback. This page explains the methods used by fake HFM-related sites that have been reported, how to spot them, checkpoints to avoid becoming a victim, and what to do if you do become a victim.
Published: 2026-05-11 / Updated: 2026-05-11 / Source: Manecha Official / HFM Official (as of May 2026)
Fake websites and scam tactics confirmed in relation to HFM
There are four main patterns of HFM-related scams and fake websites
1. Phishing site impersonating HFM official
This scam involves directing users to a website with a URL and design strikingly similar to the official HFM website (hfm.com) to steal their login ID and password
| Characteristics of a fake website | Differences from the official version |
|---|---|
| The URLs are slightly different (e.g., hfm-jp.com, hf-markets.co) | The official website is hfm.com only |
| Invalid or outdated SSL certificate | Officially supports EV SSL |
| The Japanese is unnatural | The official website is fully available in Japanese |
| License information is not provided | The official source specifies FCA, CySEC, etc |
2. Fake IBs disguised as cashback sites
This scam involves using the names of real cashback websites (such as MoneyChat, TariTali, and FinalCashBack) or similar names to pretend to offer a service
3. Solicitation scams using social media and LINE
This pattern involves using platforms like X (formerly Twitter), LINE, and Instagram to claim to be "HFM Official" or "HFM Exclusive Campaign," sending fake IB codes via direct message, or directing users to suspicious account opening links
4. Affiliate commission/cashback non-payment scam
There have been reports of malicious IB (Introducing Broker) sites attracting customers by advertising excessive return rates such as "highest return rate in the industry" or "100% return," only to then demanding unpaid or excessive fees when customers actually withdraw their winnings
List of official HFM cashback sites (IB)
To avoid confusion, we have listed below the major cashback sites that have officially partnered with HFM
| Site name | Features |
|---|---|
| Money Charger | Industry's highest cashback rate, auto-rebate support, and excellent withdrawal conditions |
| TariTali | Representative sites for automatic money transfers |
| FinalCashBack | A large number of overseas forex brokers are available |
| RoyalCashBack | High return rate, but withdrawal conditions are somewhat strict |
| Tamago FX | Auto-rebate compatible |
Please be cautious of websites that use names other than those listed above, or websites that use slightly altered names to impersonate the above
How to distinguish a legitimate MoneyChat site
To avoid falling victim to fake websites impersonating Manecha, it's important to clearly understand the characteristics of the legitimate site
Official information from the Manecha official website
| item | Official information |
|---|---|
| Official Domain | money-charger.com |
| Login URL | https://portal.money-charger.com/login |
| New registration URL | https://portal.money-charger.com/register |
| official x | @moneycharger_jp |
| Official LINE | lin.ee/YyihKpg |
| HFM Referral Code (IBID) | 368246 |
Typical patterns of fake money marketers
- The URLs are slightly different, such as "money-charger.net" and "moneycharger-jp.com"
- Domains ending in something other than ".com" (e.g., .net, .io, .shop, etc.)
- Unnatural Japanese spelling and font differences
- It claims to be "Money Charger Official," but it's not linked from the official X account (@moneycharger_jp)
- They advertise suspiciously high return rates (e.g., 2-3 times the industry average)
Checkpoints to identify fake HFM websites and scams
This is a checklist to help prevent damage
1. Always verify the official domain
| Contractor | canonical domain |
|---|---|
| HFM Official | hfm.com |
| Manecha | money-charger.com |
If the domain name is even slightly different, there is a very high probability that it is a fake website
2. Be wary of unusually high return rates
Be wary of websites that offer clearly higher terms than their competitors, such as "100% cashback rate" or "three times the industry rate." Because the actual cashback rate is a portion of the IB commission earned through the website, extremely high rates are structurally impossible
3. Check the SSL certificate (key icon)
Do not enter any information on websites that do not have a lock icon in the browser's URL bar or that display a warning
4. Check if information about the operating company is available
Official websites always clearly state the following:
- Company name
- location
- Contact information (email address / inquiry form)
- Terms of Use and Privacy Policy
5. Do not easily trust direct messages from third parties
It's safest to assume that direct messages (DMs) offering things like "We'll give you a link to open a great account" or "We'll share a special IB code" are generally suspicious. Always access and complete the process directly through the official website
6. The authenticity of social media accounts claiming to be "official"
The official account has the following characteristics:
- Verification badge (by platform)
- Number of followers above a certain level
- Linked from the official website
- The posting history is consistent
7. Verify the official IB code (reference code) for HFM
The correct IB code for opening an HFM account through MoneyChat is "368246". If you are given any other code, that site is not official MoneyChat.
Steps to avoid being scammed by fake HFM websites
1. Access the HFM official website directly
Make it a habit to access the official website (hfm.com) directly from your bookmarks, rather than through search result ads or third-party links
2. If using a cashback site, use the official link
Even when opening an HFM account through a cashback site such as Moneycha, be sure to navigate from the cashback site's official domain to the official HFM website
3. Do not reuse login information
Do not reuse the same password for HFM, MoneyChat, or other overseas forex brokers . This will help prevent further damage if you fall for even one phishing site.
4. Enable two-factor authentication
Both HFM and MoneyChat support two-factor authentication (2FA). Please be sure to enable it
5. Do not click on links in suspicious emails
Emails claiming to require account updates or security warnings can be very well-made to look authentic.Do not click on any links in these emails; always log in yourself using your bookmarks to verify your account.
If you opened an account through a fake IB site
Here's what to do if you accidentally open an HFM account through a fake IB site or a suspicious website
1. Cashback linkages to existing accounts cannot be changed
At HFM,you cannot link an already opened account to a different IB (IntroducingBroker). This is a common specification across all cashback sites, including MoneyChat.
2. Open an additional account through a legitimate IB (Introducing Broker)
We will suspend the use of accounts opened via suspicious IBs andyou open a new additional accountto receive cashback.
3. Password Change and Support Contact
If you suspect you may have entered your login information on a fake website, please do the following immediately
- Log in to the HFM official website and change your password
- Contact HFM Support (Japanese language support available) to report the situation
- We also shared the details of the damage with MoneyChat Support
- If you enter your credit card information, we will also contact your credit card company
4. Where to seek advice regarding phishing scams
In Japan, you can contact the following offices for assistance
- Consumer Hotline: 188
- Police consultation hotline: #9110
- National Consumer Affairs Center
- Anti-Phishing Council
Official and authorized contact information for HFM
To avoid becoming a victim of fraud, make sure you know the legitimate contact information
| item | Official information |
|---|---|
| HFM Official Website | hfm.com |
| HFM Japanese Support | Live chat and email support (on the official website) |
| Manecha Official Website | money-charger.com |
| Money Chat Inquiry | money-charger.com/contact |
| MoneyChat Official X | @moneycharger_jp |
If you have any suspicions, please be surethe official contact person listed abovedirectly to verify the information.
Frequently Asked Questions about Fake HFM Websites and Scams
What is the URL for HFM's official website?
The official HFM website is "hfm.com". The Japanese site is located under "hfm.com/int/jp". Any other website claiming to be "official HFM" is likely a fake site
What is the URL for Manecha's official website?
The official Money Charger website is "money-charger.com". Login is at "portal.money-charger.com/login". Any other domain may be a fake site
What is the official IB code for opening an HFM account via MoneyChat?
The correct reference code (IBID) for opening an HFM account through MoneyChat is "368246". Any site claiming to be MoneyChat with a different code may be a fake site
Can I trust websites that advertise the "highest return rate in the industry"?
Websites that advertise extremely high cashback rates (100% cashback, several times higher than the industry average, etc.) are structurally unlikely to be viable and may be scams involving unpaid wages. The cashback rates of legitimate cashback sites, including Moneycha, are publicly available from each provider, so be wary of offers that are drastically different from those
I received a direct message on social media about an "HFM exclusive campaign." Is it legitimate?
Official channels generally do not send campaign announcements via individual direct messages (DMs). If you receive an IB code or account opening link via SNS DM, be sure to verify its authenticity on the official website before proceeding
I already have an HFM account, but can I change it to be eligible for MoneyChat's cashback program?
Changes are not possible. Due to HFM's specifications, the IB link to an existing account cannot be changed. To receive cashback via MoneyChat, you need to open a new additional account through the official MoneyChat link
What should I do if I've opened an account on a fake website?
Please change your password immediately and contact HFM official support. Then, by opening an additional account through the MoneyChat official link, you will be able to receive cashback on subsequent trades
I received an email from what appears to be HFM, but is there any way to verify if it's genuine?
Do not click on any links in the email. Instead, log in directly from the bookmarked HFM official website and check the notification section on your My Page. The real announcements are also posted on the official My Page
Benefits of using HFM safely via MoneyChat
MoneyChat is a legitimate cashback site with a cumulative cashback payment record of over 20 billion yen, and supports more than 22 overseas FX brokers, including HFM. As it operates as an official IB partner (IB) of HFM,use it with peace of mind without worrying about it being a fake IB site.
With auto-rebate support, cashback is automatically deposited into your trading account. There's no need to withdraw funds separately from MoneyCharger, and there's no risk of loss due to exchange rate fluctuations. To use HFM safely and to maximize your benefits, be sure to open an account through the official MoneyCharger website (money-charger.com) using the official IB code "368246"
Risk Warning: Overseas forex trading involves risks. Please invest only with funds you can afford to lose, and be careful not to enter information on suspicious websites.