Contents
- 1 HFM offers the highest cashback rate in the industry via Moneycha
- 2 What is HFM's cashback?
- 3 List of HFM cashback amounts via Moneycha
- 4 What is HFM's auto-rebate system?
- 5 How to receive your HFM cashback (new registration)
- 6 How to receive your HFM cashback (when switching providers)
- 7 HFM's cashback system and timing of application
- 8 Comparison with HFM's own loyalty program
- 9 Tips for maximizing your HFM cashback
- 10 Frequently Asked Questions about HFM Cashback
- 11 Benefits of using HFM via MoneyChat
HFM offers the highest cashback rate in the industry via Moneycha
HFM's cashback is automatically credited for each trade when you open an account via Money Charger. As HFM is anauto-rebate compatible broker, the cashback is directly deposited into your trading account without needing to register for a Money Charger My Page. Premium accounts and Top-Up Bonus accounts offerof 16 USD per lot for BTC/USD and 9.60 to 12.00 USD per lot for XAU/USD. This page provides a comprehensive explanation of HFM's cashback system, cashback amounts for each account type, how to receive it, and important points to note.
Published: 2026-05-11 / Updated: 2026-05-11 / Source: Manecha official page (as of May 2026)
What is HFM's cashback?
HFM's cashback system works by returning a portion of the spread as cash each time you trade. Traders who trade with HFM can automatically receive cashback with each trade by opening an account through Money Charger
Two ways to receive cashback
| method | structure | recommendation |
|---|---|---|
| via cashback site (Moneycha) | Open an account through a third-party site and receive rewards for each transaction | ◎ Large amount of cashback |
| HFM's unique loyalty program | Collect HFM bars and exchange them for cash, etc | △ The cashback amount is relatively small |
It's also possible to use both together, allowing you to take advantage of a triple benefit: MoneyChat's cashback, HFM's loyalty program, and deposit bonuses
List of HFM cashback amounts via Moneycha
Opening an HFM account through MoneyChat will qualify you for one of the highest cashback amounts in the industry
Cashback amount per account type (per lot)
| Account type | BTC/USD | XAU/USD (Gold) |
|---|---|---|
| Premium Account | 16.00 USD | 12.00 USD |
| Top-up bonus account | 16.00 USD | 9.60 USD |
| HF Copy Account (Standard) | 16.00 USD | 12.00 USD |
| Zero Account | 6.40 USD | 5.60 USD |
| ProDrive | 6.40 USD | 5.60 USD |
| KATANA account | 2.80 USD | 2.40 USD |
| Cent account | – | 0.12 USD |
| HF Copy Account (Cent) | 1.60 USD | 0.12 USD |
The premium account and top-up bonus account (BTC/USD) offer the highest level of bonuses. These accounts are well-suited for scalping and short-term trading.
Positioning of each account type
- Premium Account: Highest cashback on both BTC/USD and XAU/USD, making it the easiest way to earn cashback.
- Top-up bonus account: Can be used in conjunction with deposit bonuses and offers high rewards.
- Zero Pro Account: While the spreads are narrow, the cashback amount is somewhat modest.
- KATANA account: Due to unlimited leverage and low spreads, the cashback amount is the most modest.
- Cent Account: Designed for small-amount transactions of 1,000 currency units, with smaller reward amounts.
List of detailed cashback amounts for all brands
The cashback amounts for all currency pairs other than the main pairs (BTC/USD and XAU/USD) are published in the following PDF for each account type
- Premium Account Cashback Amount List
- Top-up Bonus Account Cashback Amount List
- KATANA Account Cashback Amount List
- Pro Account Cashback Amount List
- Zero Account Cashback Amount List
- Cent Account Cashback Amount List
What is HFM's auto-rebate system?
HFM isan auto-rebate provider, making the cashback process significantly simpler compared to other providers.
Auto-rebate mechanism
An auto-rebate account is a system where cashback rewards are paid directly to your trading account by the trading partner (HFM) rather than by MoneyChat .
Benefits of AutoRebate
- There is no need to withdraw from MoneyChat
- Since it is reflected directly in your trading account, you can reuse it as trading funds
- No additional procedures such as registering for a My Page are required
- Because it doesn't involve cash conversion or currency exchange, it's less likely to lose value
Disadvantages of Auto Rebate
- Not eligible for Moneycha's cashback marathon
- Other campaigns may be excluded
The difference between a regular money chat account and an auto-rebate account
| item | Regular Money Chat Account | Auto-rebate account |
|---|---|---|
| My Page Registration | need | Unnecessary |
| Cashback recipients | MoneyChat Account | Directly to your HFM trading account |
| Withdrawal procedure | I need to withdraw money from MoneyChat | Not required (will be reflected directly in your trading account) |
| Cashback Marathon | subject | Not applicable |
| Account opening link | Regular Link | Auto-rebate dedicated link |
For those who want to reuse their funds for short-term tradingan auto-rebate account. For those who want to take full advantage of MoneyChat's various campaign benefits,a regular MoneyChat accountis recommended.
How to receive your HFM cashback (new registration)
This is the procedure for first-time users of MoneyChat
Step 1: Register for Moneycha
- Access the Manecha new registration page
- Enter your name (in Roman letters), email address, and password, then click "Register"
- You will receive a verification email, so click the "Verify" button
Step 2: Open an HFM account
To receive cashback via Moneycha, you need to enter the referral code in the "IBID" field on the official HFM website
- Reference code:368246
- Accounts opened without entering this code will not be eligible for cashback
If you wish to use an auto-rebate account, please open an account through the dedicated auto-rebate link on the MoneyChat official website
Step 3: Apply to register an account with MoneyChat
- Log in to your MoneyChat My Page
- Select "HFM (formerly HotForex)" from the "Account Management" tab
- Enter the HFM account number you just opened and click "Add"
- Status will be updated to approved within 1 business day
How to receive your HFM cashback (when switching providers)
This is the procedure for those who already have an HFM account to receive cashback via MoneyChat
Important: Existing accounts are not eligible for cashback
You cannot change an existing account to be eligible for cashback via MoneyChat. To receive cashback via MoneyChat, you will need to open a new additional account.
Transfer procedure
- Register for Manecha (only if you are not yet registered)
- Open an additional HFM account via the link through MoneyChat.
- I'm applying to register an additional account number on MoneyChat
- Approval completed within 1 business day
You will keep your existing account as is, and receive the cashback through a newly added account
HFM's cashback system and timing of application
Reflection of cashback transaction history
Details of your cashback will be reflected in your cashback history for each account number within the day following your transaction.You can request a cashback withdrawal starting the day after your transaction.
Transactions that are not eligible for cashback
Not all transactions are eligible for cashback. The following are excluded:
| Terms and Conditions | Content |
|---|---|
| Terms and Conditions for Holding Time | Transactions lasting less than 2 minutes are not eligible for cashback |
| Terms and conditions for using bonuses | Transactions made using bonus funds are not eligible for cashback |
| Terms and conditions when zero cut occurs | None (Cashback is also available when a zero-cut occurs) |
Points to note when scalping
Trades lasting less than 2 minutes are not eligible, so extreme scalping (second-by-second scalping) and short-term scalping will not qualify for cashback. Day trading, swing trading, and scalping trades held for 2 minutes or longer are all eligible
Comparison with HFM's own loyalty program
HFM also has an official "Loyalty Program (HFM Bar)." We'll compare it to MoneyChat's cashback program to see which is more advantageous
Comparison table (for XAU/USD 1 lot trade)
| Reduction method | Amount returned per lot | Conversion conditions |
|---|---|---|
| MoneyChat (Premium Account) | 12.00 USD | Instant refund |
| Money Chat (Top-Up Bonus Account) | 9.60 USD | Instant refund |
| HFM Loyalty Program (Highest Rank) | Approximately 0.34 USD | 12 HFM bars ÷ 35 (35 bars = 1 USD) |
| HFM Loyalty Program (Initial Rank) | Approximately 0.17 USD | 6 HFM bar ÷ 35 |
The cashback offered through Moneycha is 30 to 70 times higher than HFM's own loyalty program. It's overwhelmingly more advantageous to use Moneycha.
Using both together is the best approach
MoneyChat's cashback and HFM's loyalty programawarded completely independently, so you can use both at the same time. Furthermore, they can be used in conjunction with deposit bonuses, so if you're going to use HFM, you should definitely open an account through MoneyChat.
Tips for maximizing your HFM cashback
1. Choose an account type with a high cashback rate
Choosing a premium account , while considering the balance with spread costs, will allow you to aim for the maximum return. If you are also considering using bonuses, the top-up bonus account is an option.
2. Transactions using bonus funds are not eligible for cashback
Since trades using deposit bonuses do not qualify for cashback, it's best to decide on your priority between bonuses and cashback before trading to avoid wasting money
3. Aim for a holding time of 2 minutes or more
Scalping trades are not eligible for cashback. You can maximize your cashback by holding positions for 2 minutes or longer
4. Immediately redeposit trading funds into your auto-rebate account
If you want to immediately reuse cashback as trading funds, an auto-rebate account is ideal. The power of compound interest makes it easier to accelerate your capital growth
5. Triple benefits: bonuses, loyalty, and cashback
HFM is a broker that allows you to receive triple benefits: money chat cashback, a loyalty program, and deposit bonuses . You can receive all of them by using a top-up bonus account.
Frequently Asked Questions about HFM Cashback
How much cashback can I receive from HFM through Moneycha?
This varies depending on the account type. Premium accounts offer industry-leading return rates of 16.00 USD per lot for BTC/USD and 12.00 USD per lot for XAU/USD
When will the HFM cashback received via Moneycha be credited to my account?
The details of your cashback will be reflected in your transaction history within the next day, and you will be able to request a withdrawal at that time
Can HFM's cashback offer be used in conjunction with deposit bonuses?
Yes, MoneyChat's cashback and HFM's deposit bonus and loyalty program can be used in full together. With a top-up bonus account, you can receive all three simultaneously
Are there any transactions that are not eligible for cashback?
Trades held for less than 2 minutes, and trades using bonus funds, are not eligible for cashback. Trades that occur when a zero-cut occurs are included
Can I make my existing HFM account eligible for MoneyChat's cashback program?
Existing accounts cannot be converted to cashback eligible accounts. You will need to open a new additional HFM account via MoneyChat
Which is better, an auto-rebate account or a regular money chain account?
If you want to immediately reuse your funds for trading, an auto-rebate account is suitable. If you want to take full advantage of MoneyChat's various campaigns, a regular MoneyChat account is recommended
Which HFM account type offers the best cashback efficiency?
The Premium Account and HF Copy Account (Standard) offer the highest rates of 16 USD for BTC/USD and 12 USD for XAU/USD. The Top-Up Bonus Account also offers the same rate of 16 USD for BTC/USD
How do I withdraw my HFM cashback?
For regular MoneyChat accounts, withdrawal requests are made through the MoneyChat My Page, and for auto-rebate accounts, funds are deposited directly into the HFM trading account, so no withdrawal procedure is required
Benefits of using HFM via MoneyChat
The biggest advantage of using HFM through MoneyChatthe industry-leading cashback rate. The cashback amounts of 16 USD for BTC/USD and 12 USD for XAU/USD on a premium account are among the best compared to other cashback sites.
Furthermore, HFMsupports auto-rebate, allowing for direct cashback deposits into your trading account. This means you can immediately reuse the funds as trading capital without having to go through withdrawal procedures from MoneyChat or currency conversion.
The ability to receive deposit bonuses and loyalty programs simultaneously is another unique strength of the HFM x MoneyChat combination. If you plan to trade with HFM, it's definitely the right decision to open an account through MoneyChat.
Risk Warning: Overseas forex trading involves risks. Cashback should only be used as a partial reimbursement of trading costs, and investments should only be made with surplus funds.
