Overseas FX Cashback Service - Money Charger

HFM leverage

HFMoffers unlimited leverage | Account and instrument-specific list and restriction rules

/ / Author: MoneyChat Editorial Department

HFMis the brand name of the overseas forex broker HF Markets (formerly HotForex), and according to the company profile on their official website, they have been providing services since 2010.HFM's leverageis unlimited (within the specified lot size) for the KATANA account released in April 2026, up to 2,000x for the Premium Pro Zero Cent account, and up to 1,000x for the Top-Up Bonus account and Copy account(HFMofficial website and official blog, as of October 8, 2026).

However, every account has a system in place that automatically limits leverage depending on the balance, time of day, and instrument, such as "the leverage drops to 1,000x when the effective margin exceeds the equivalent of $5,000," "300x before and after the release of important economic indicators," and "20x for USDTRY." Questions like "Why can't I change my leverage?" and "What is the leverage for gold?" will be answered once you understand these restriction rules

This article summarizesHFMofficial websitethe maximum leverage, restriction rules, conditions for unlimited leverage in the KATANA account, how to change them, and required margin calculations for each account and instrument,as of October 8, 2026, based on information published

Conclusion | Key Points ofHFMLeverage

  • The maximum leverage is unlimited for KATANA accounts, 2,000x for Premium Pro Zero Cent accounts, and 1,000x for Top-Up Bonus accounts(official account type page). The unlimited leverage for KATANA accounts applies within specified lot sizes, such as FX, precious metals, indices, and energy (up to 5 lots) (official blog).
  • leverage is automatically limited to 1,000x for effective margin of $5,000 or more, 500x for $40,000 or more, and 200x for $100,000 or more. Leverage is 300x 15 minutes before to 5 minutes after the release of important economic indicators, and 500x around rollover (6-8 AM JST, 5-7 AM Daylight Saving Time) (Official Blog, updated September 26, 2026).
  • FX currency pairs and gold can be traded at the maximum leverage (2,000x) of the account, major stock indices at 500-1,000x, crypto assets at 50-1,000x, and stock CFDs and ETFs at 5x. Stop-loss is triggered at a margin maintenance ratio of 20% (0% for KATANA accounts) with zero-cut protection.

*This article was created by the MoneyCharger editorial team in accordance with their content creation policy , based onHFMofficial website (account type comparison, individual account pages, trading product pages) and official blog (leverage explanation, KATANA account explanation, stop-loss explanation) as of October 8, 2026. Leverage limits and restrictions may change, so please check the latest values ​​on your myHF account information and the trading product page on the official website before trading. For precautions regarding the use of overseas FX brokers, please also refer to the information information published on published by the Financial Services Agency , and for investment-related solicitation troubles, please refer to the information published by the Consumer Affairs Agency

Features of HFMleverage (headline banner)

What is the maximum leverage for HFM? (Unlimited leverage for KATANA accounts)

HFM's maximum leveragethree levels depending on the account type. The notation on the official account type comparison page (as of October 8, 2026) is as follows:

  • Unlimited: KATANA account(Released April 2026. The official blog notes that it "applies only to trades within the specified lot size for each stock.")
  • Up to 2,000x leverage: Premium Account, Pro Account, Zero Account, Cent Account
  • Up to 1,000x: Top-up bonus account(The official blog's account list and account type explanation also includes a 1,000x bonus for copy accounts).

The official blog states that "while the maximum leverage offered by major FX brokers is generally around 1,000 times,HFM's maximum leverage of 2,000 times (unlimited for KATANA accounts) is quite high." However, the maximum value is not always available ; the upper limit is automatically reduced depending on the amount of effective margin, the time of day, and the instrument being traded. The details of the restrictions are explained in " Leverage Restrictions and Regulations ," and the conditions for unlimited leverage in KATANA accounts are explained in " Unlimited Leverage for KATANA Accounts ."

HFM's maximum leverage per account type (KATANA: Unlimited, Premium/Pro/Zero/Cent: 2,000x, Top-Up Bonus: 1,000x) and tiered leverage limits based on effective margin (1,000x for over $5,000, 500x for over $40,000, 200x for over $100,000)

The official website's Help FAQ still contains the outdated statement that "the maximum leverage is 2000x depending on the account type" (as of October 8, 2026). Unlimited leverage for KATANA accounts can be confirmed on the account type comparison page, the KATANA account page, and the official blog

HFMleverage by account type (headline banner)

HFMLeverage List by Account Type

This document summarizes the maximum leverage listed on each account page of HFM's official website, along with the conditions directly related to leverage (stop-loss level, currency volume per lot, maximum lot size, and tradable products)

Account typeMaximum leverageMargin Call / Stop LossMinimum deposit amount1 lot / Maximum lotProducts handled
KATANA accountUnlimited (within the specified lot size)20%/0%$500 (approx. $500.00)100,000 units of currency, 1 position = 60 lotsForex, precious metals, stock indices, energy, crypto assets (major instruments only)
Premium Account2,000 times50%/20%No settings100,000 units of currency, 1 position = 60 lotsAll products
ProDrive2,000 times50%/20%$100 (approx. $81.25)100,000 units of currency, 1 position = 60 lotsAll products
Zero Account2,000 times50%/20%No setting available (FAQ states $25)100,000 units of currency, 1 position = 60 lotsAll products
Cent account2,000 times50%/20%No settings1,000 units of currency, 1 position = 1,000 cent lots (total account balance: 6,000)FX and Gold
Top-up bonus account1,000 times50%/20%No settings100,000 units of currency, 1 position = 60 lotsFX, precious metals, energy, stock indices, bonds, commodities, crypto assets
Source:HFMofficial website "Account Type Comparison" and each account page (as of October 8, 2026; available products are listed in the trading products section of each account page). The official blog's account list indicates that the maximum leverage for copy accounts is 1,000x

The key point is that the four 2,000x leverage accounts have the same leverage conditions; the differences lie in the spreads, fees, minimum deposits, and available products (the Cent account has a minimum lot size of 1,000 currency units and only offers FX and gold). If leverage is your top priority, choose the KATANA account; if you want to use a deposit bonus, choose the Top-Up Bonus account (1,000x). The spreads for each account are explained in " HFMSpread List ," and the bonus conditions are explained in " HFMBonus List ."

A cent account has a lot size of 1,000 units of currency and a leverage of 2,000 times, but the effective margin limit is determined in cents (1,000 times for amounts equivalent to 50,000 cents or more). For details, please see the following limit rules

Four leverage limits for HFM(headline banner)

HFMleverage limits and regulations

HFMblog (updated September 26, 2026) states that "HFMLeverage is restricted ineffective margin, economic indicators, rollover, trading instruments, and the specified lot size for KATANA accounts. The restrictions are applied automatically and automatically revert to normal once the conditions are no longer met.

A quick reference chart of five situations in which leverage is restricted in HFM(by effective margin, 300x before and after important economic indicator announcements, 500x before and after rollover, by instrument, and exceeding the specified lot size for KATANA accounts)

① Leverage limit based on effective margin (1,000x for amounts of $5,000 or more)

The official blog states, "When your effective margin reaches a limiting amount,HFMwill automatically limit your maximum leverage." "If your effective margin subsequently decreases and returns to an amount that is not subject to restrictions, your maximum leverage will also be automatically increased."The determination is based on effective margin (balance + unrealized profit/loss), not account balance, and there are four stages:

Effective margin (Premium Pro Zero Top-Up Bonus Account)Effective margin (cent account)Maximum leverage
Up to $4,999.99Equivalent to approximately 49,999 cents2,000x (1,000x for top-up bonus accounts, which is the account limit)
Equivalent to $5,000 to $39,999.99Equivalent to 50,000 to 99,999 cents1,000 times
Equivalent to $40,000 to $99,999.99Equivalent to 100,000 to 149,999 cents500 times
Over $100,000 worthOver 150,000 cents200 times
Source:HFMOfficial Blog "HFMLeverage" Leverage Limits on Effective Margin Balance (Updated September 26, 2026 - Cited as "Quoted from:HFMOfficial")

If you wish to continue using the 2,000x leverage, you will need to maintain your effective margin below the equivalent of $5,000 by withdrawing or transferring funds to MyWallet once your profits have accumulated. For withdrawal procedures, please see "List of HFMWithdrawal Methods "

② The rate of interest increases 300 times before and after the release of important economic indicators (15 minutes before to 5 minutes after)

The official blog states that "for 20 minutes, from 15 minutes before to 5 minutes after the release of important economic indicators, the maximum leverage will be limited to 300 times." The affected indicators can be checked onHFM's economic calendar, and it is stated that indicators with "Vol. (Volatility)" displayed in red are affected, and those displayed in orange may also be affected. If new orders are not being processed or lot sizes are reduced during this time, it is almost certainly due to the indicator restrictions

③ The multiplier is 500x before and after the rollover (6-8 AM Japan time, 5-7 AM daylight saving time)

During the rollover period when the market date changes, the maximum leverage is limited to 500x. The official blog is published between6:00 AM and 8:00 AM Japan time (5:00 AM to 7:00 AM during daylight saving time). Due to low liquidity and wider spreads during this time, the official blog advises that "it is wise to avoid trading."

④ Leverage restrictions depending on the instrument (e.g., 20x for USDTRY, 5x for stock CFDs)

Most FX currency pairs can be traded at the maximum leverage allowed in your account, but USDTRY is limited to 20x and ZARJPY to 200x. For stock indices, major indices have leverage of 500-1,000x (futures and US dollar indices are 100-200x), silver is 100x, palladium is 20x, and stock CFDs and ETFs are 5x (official trading product page; the official blog states stock CFDs as 25x). CFD instruments have leverage values ​​set lower than the account limit. The values ​​for each instrument are summarized in the " List of Leverages by Instrument "

⑤ KATANA accounts will revert to normal leverage when the specified lot size is exceeded

The unlimited leverage offered by KATANA accounts applies only to trades within the specified lot size for each instrument; any amount exceeding this limit will be subject to normal leverage. Furthermore, there are restrictions on new positions opened around the time of economic indicator announcements and around the time of date changes. More details will be explained in the next chapter

HFM's KATANA account's unlimited leverage mechanism and conditions

The KATANA account isHFMan account type released bythe required marginis effectively zero for trades within the specified lot size, even small amounts of capital can be used to hold large positions, but the following conditions apply.

The specified number of lots to which unlimited leverage applies

Brand CategoryNumber of lots eligible for unlimited leverage
FX / Precious Metals / Stock Indices / EnergyUp to 5 lots
BTCUp to 1 lot
ETHUp to 50 lots
XRPUp to 5 lots
Source:HFMofficial blog, "HFMLeverage," "HFM KATANA Account Details" (verified October 8, 2026). "For amounts exceeding the specified lot size, normal dynamic leverage will be applied." "Different asset classes can be held simultaneously within their respective limits."

For example, you can open up to 5 lots of USD/JPY without any margin, and from the 6th lot onwards, the required margin will be calculated using normal leverage (restrictions based on effective margin). You can hold multiple positions simultaneously if they are in different categories, such as 5 lots of FX and 5 lots of gold

Restrictions based on time of day (before and after indicator releases, before and after the date change)

According to the official blog,15 minutes before to 5 minutes after the release of economic indicators, andwithin one hour before and after midnight (around the time of the date change).As with other accounts, assume that you cannot enter trades with unlimited leverage during these times.

Other conditions for KATANA accounts (0% stop-loss, 1 account, eligible stocks)

  • The stop-loss level is 0% and the margin call level is 20%(other accounts are 20%/50%). You can hold positions until the margin maintenance ratio reaches 0%, but forced liquidation will not occur until unrealized losses have almost depleted your capital, so you need to manage your stop-losses yourself.
  • The minimum deposit is $500 (approximately $500.00), and only one account per person is allowed (official blog). Leverage is fixed at "Unlimited" and does not require any changes.
  • Trading is limited to major securities. The KATANA account tab on the official trading products page lists 30 FX currency pairs, 6 stock indices, 4 precious metals, 2 energy products, and 3 crypto assets (BTC, ETH, XRP). Stock CFDs, ETFs, bonds, and commodities are not included (as of October 2026).
  • The zero-cut feature also applies to KATANA accounts, resetting any negative balance to zero (Official blog "Zero-cut, Stop-loss")
HFMleverage by stock (headline banner)

List of leverage levels for each HFMinstrument (including differences by account type)

The trading product page on HFMofficial website lists the "Maximum Leverage" for each instrument under tabs categorized by account type. This site has mechanically cross-referenced the Premium, Pro, Zero Cent, Top-Up Bonus, and KATANA tabs (obtained October 6, 2026) and compiled the results, comparing them with the instrument-specific list on the official blog

Leverage for FX currency pairs (2,000x, with the exceptions USDTRY and ZARJPY)

currency pairPremium Pro Zero CentTop-up bonusKATANA
15 major pairs and 36 minor pairs (USD/JPY, EUR/USD, GBP/JPY, etc.)2,000 times1,000 timesUnlimited (up to 5 lots, 30 currency pairs)
ZARJPY200 times200 times—
USDTRY20 times20 times—
Source:HFMofficial website, "FX" trading product page, account type tab (accessed October 6, 2026). The official blog also states that "most have a maximum leverage of 2,000x" and "USDTRY 20x, ZARJPY 200x"

Leverage of stock indices (Nikkei 225, Nasdaq 100, etc.)

Spot stocksMaximum leverageFutures contractsMaximum leverage
USA100 (NASDAQ 100), USA30 (Dow Jones Industrial Average), USA500.S (S&P 500), GER40 (German 40)1,000 timesUS100.F・US30.F・US500.F・GER40.F1,000 times
JPN225 (Nikkei 225), UK100, FRA40, AUS200, HK50, NETH25, SPA35, SUI20500 timesJP225.F500 times
——UK100.F・FRA40.F・EU50.F・N25.F・SUI20.F200 times
——USD Index (US Dollar Index)100 times
Source:HFMofficial website, "Stock Index" trading product page (accessed October 6, 2026) and official blog. The same values ​​apply to Premium Pro Zero Top-Up Bonus accounts. KATANA accounts cover 6 indices including UK100, JPN225, and USA30

Leverage of precious metals (gold and silver)

BrandPremium Pro Zero CentTop-up bonus
XAUUSD, XAUEUR, XAUUSD247 (Gold)2,000 times1,000 times
XAGUSD・XAGEUR (Silver)100 times100 times
Palladium20 times20 times
PlatinumFloating (Fixed margin system. The official blog states $1,500 per lot)
Source:HFMofficial website, "Precious Metals" trading product page (accessed October 6, 2026) and official blog. Cent accounts are limited to three gold instruments. KATANA accounts offer unlimited gold and silver trading (up to 5 lots)

that gold can be traded at the same leverage as currency pairs, 2,000 times.HFMA key feature ofhfm If you're searching for is " leverage gold," this is the answer. A comparison of gold trading environments is explained in " Recommended brokers for gold in overseas forex ."

Leverage for energy, commodities, equity CFDs, ETFs, and bonds

categoryBrandMaximum leverage
Energy (spot)USOIL.S (WTI crude oil) and UKOIL.S (Brent crude oil)500x leverage (KATANA has no limit, up to 5 lots)
Energy (futures)USOIL・UKOIL200 times
CommoditiesCocoa and Cotton66 times
CommoditiesCoffee, Copper, SugarFloating (Fixed margin system. The official blog lists copper at $1,500, coffee at $1,400, and sugar at $700 per lot.)
Stock CFD (DMA)158 brands including Apple, Amazon, and Google5x leverage (Required margin is 20% of the assumed value. The official blog states 25x leverage, so there is a discrepancy in wording.)
ETFSPY, QQQ, IWB, XLF, and 12 other stocks5 times
bondUS10YR.F・EUBUND.F・UKGILT.F50 times
Source:HFMofficial website, "Energy," "Commodities," "Bond CFDs," "Stock CFDs," and "ETFs" trading product pages (Retrieved October 6, 2026. The same values ​​are listed for Stock CFDs and ETFs in the Premium/Pro/Zero/Top-Up Bonus tabs. This differs from the listing in the product section on the account page). Stock CFDs are listed as 25x leverage in the official blog "HFMLeverage" (updated September 26, 2026). Many of these are not available for trading in Cent accounts and KATANA accounts

Leverage of crypto assets (such as Bitcoin)

classificationBrandMaximum leverage
majorBTCUSD1,000 times
majorETHUSD, XRPUSD, ADAUSD500 times
majorLTCUSD・BCHUSD・SOLUSD・BNBUSD・DOTUSD・LINKUSD200 times
minorAVAXUSD・XLMUSD・FETUSD・TRXUSD・UNIUSD (200x) / ICPUSD・NEARUSD・AAVEUSD (100x)100 to 200 times
exoticDOGEUSD, THETAUSD (200x leverage) / ETCUSD, SHIBUSD, FILUSD, etc. (100x leverage) / APTUSD, CRVUSD, FLOWUSD, GALAUSD, IMXUSD (50x leverage)50 to 200 times
crossBTC-denominated (BTCJPY, BTCEUR, etc.) 200x leverage, BTCXAU 500x leverage, BTCXAG 50x leverage / ETH, LTC, BCH, BNB-denominated 100x leverage50 to 500 times
KATANA account#BTCUSDx・#ETHUSDx・#XRPUSDxUnlimited (up to 1 lot of BTC, 50 lots of ETH, and 5 lots of XRP)
Source:HFMofficial website, "Cryptocurrency" trading product page, account type tab (obtained October 6, 2026; same value for Premium/Pro/Zero/Top-up Bonus accounts) and official blog

The value for each instrument is capped by the lower of either the account's maximum leverage (e.g., 2,000x) or the effective margin limit. For example, in a premium account with an effective margin of $5,000 or more, the leverage limit for gold is 1,000x. Please check the latest values ​​on the myHF order screen or the official trading product page

How to check and change the maximum leverage of HFM(Headline banner)

How to change and check HFMleverage (myHF app)

With HFM, you can change the maximum leverage for each account at any time through myHF (member page) andHFMapp. The official blog states, "Only the maximum leverage can be set or changed. The leverage value at the time of entry is automatically set according to the margin and lot size." "KATANA accounts have a fixed leverage of 'Unlimited,' so there is no need to change it."

Step 1. Log in to myHF and open the account settings menu

When you log in to myHF, your current leverage will be displayed for each trading account. On a PC, tap the "Settings button (gear icon)" to the right of your account; on a smartphone, tap your account number and then tap the "Accordion button > Settings button" on the My Account Performance screen; and onHFMapp, open the menu from the menu "My Wallet" → "Live Account tab > Account Details icon" (3 routes as described in the official blog)

myHF area login screen (enter your email address and password)
Source: myHF (Photo taken by this website, September 2025)
On the myHF My Wallet screen, select "Change Leverage" from the Live Account Settings menu
Source: myHF (Photo taken by this website, September 2025)

Step 2. Select a new leverage ratio under "Change Leverage" and click "Request"

Selecting "Change Leverage" from the menu will display your current leverage and a dropdown menu for "New Leverage." Choose your desired leverage and press "Request" (or "Request" in the app), then press "Change Leverage" in the confirmation message to complete the process. The change will be reflected immediately, and no settings are required on the trading platform

myHF leverage change screen. Select the new leverage and press request. Note: Changes are not possible if the margin level is below 100%. Maximum of 5 changes per account
Source: myHF (Photo taken by this website, September 2025)

Main reasons why you may not be able to change your leverage

  • The margin maintenance ratio (margin level) of the open positions is below 100%. The screen displayed at the time of the screenshot showed, "Leverage changes are not available if the margin level of your currently held positions is below 100%." ​​I will either reduce my positions or make a deposit before reapplying.
  • Your effective margin exceeds the limit. You cannot select 2,000x leverage for amounts over $5,000 (even if you select it, the maximum leverage is 1,000x). Lower your effective margin by withdrawing or transferring funds.
  • Limit on the number of changes. The screen displayed during the screenshot stated, "Unless otherwise agreed, you can make up to 5 successful changes per trading account." If the limit is reached, contact support.
  • Account type limits. Top-up bonus accounts are limited to 1,000x, while KATANA accounts have no limit and no change menu is required.
How to calculate the effective leverage of HFM(Headline banner)

How to calculate required margin and effective leverage for HFMHigh-Fifth Management)

When the maximum leverage changes, the margin required for the same number of lots and the number of lots that can be traded with the same funds also change. Applying this to the calculation formula onHFMofficial blog, it is as follows (USD/JPY approx. $0.94, 1 lot = 100,000 units of currency)

Required margin = Currency units × Number of lots ÷ Leverage × Rate

Maximum leverageRequired margin for 1 lot of USD/JPYNumber of lots that can be opened with a margin of approximately $625.00
25x (domestic FX)approx. $3,7500.16 lots
500 timesapprox. $187.503.33 lots
1,000 times10,000 approx. $31.256.66 lots
2,000 timesapprox. $46.8813.33 lots
Unlimited (up to 5 lots of KATANA)Effectively zero (Official Blog)No margin required up to the specified lot size
Source: This site calculates the formula for HFM leverage from the officialHFMblog "HFMLeverage" (Required margin = currency unit × number of lots ÷ leverage × current rate, Number of lots that can be entered = margin amount ÷ rate × maximum leverage ÷ currency unit). The examples for 25x and 2,000x leverage match the figures in the official blog

Margin maintenance ratio and effective leverage (stop-loss is 20%, KATANA is 0%)

The margin maintenance ratio is calculated as "effective margin ÷ required margin × 100," and the effective margin is calculated as "account balance + unrealized profit/loss + swap profit/loss" (see official blog "Zero Cut/Stop-Loss").HFMexecutes a margin call at a margin maintenance ratio of 50% and a stop-loss at 20%, except for KATANA accounts, which have a margin call at 20% and a stop-loss at 0%. If the balance becomes negative, it will be reset by zero cut and no additional payments will be required.

On the other hand, effective leverage = transaction amount ÷ effective margin shows how much risk you are actually taking . Even with a maximum leverage of 2,000 times, if your effective margin is approximately $625.00 and you trade 1 lot of USD/JPY (equivalent to approximately $93,750), the effective leverage is 150 times, and if you trade 0.1 lots, it is 15 times.

Example calculation of HFM's margin maintenance ratio (effective margin approx. $625.00 ÷ required margin approx. $46.88 × 100 = 1,333%) and effective leverage (transaction amount approx. $187,500 ÷ effective margin approx. $1,188 = approximately 158 times)

Adjustments based on the price range until stop-loss, lot size, and margin

The price range you can withstand before a stop-loss is calculated as "(Effective margin - Required margin × Stop-loss level) ÷ (Profit/loss per pip × Number of lots)". For example, with an effective margin of approximately $625.00 and 1 lot of USD/JPY (required margin of approximately $46.88 and a 20% stop-loss), the range is approximately 98.5 pips. To lower the effective leverage, you can either reduce the number of lots or add more margin. However, be aware that if you add margin and your effective margin exceeds the equivalent of $5,000, the maximum leverage will drop to 1,000 times, and the required margin will also increase

Changes in effective leverage due to lot size adjustments (effective margin approx. $6,250: 2.5 lots = 37.5x, 5 lots = 75x, 10 lots = 150x) and margin adjustments (10 lots: approx. $3,125 = 300x, approx. $6,250 = 150x, approx. $12,500 = 75x)

The diagram showing "stop-loss at a margin maintenance ratio of 20%" is for accounts other than KATANA accounts. Since KATANA accounts have a 0% stop-loss, the price range you can withstand under the same conditions is wider, but please note that forced liquidation will not occur until losses have almost completely depleted your funds. The mechanism of zero-cut is explained in " No margin calls in overseas FX? How the zero-cut system works ."

Comparison of leverage between HFMand major overseas forex brokers (headline banner)

Leverage comparison between HFMand other overseas forex brokers

In our "Overseas Forex Leverage Comparison" article (updated September 2026),HFM's position is as follows, compared to the maximum leverage confirmed from each company's official website:

ContractorMaximum leverage (account)Stop-loss level
HFMUnlimited (KATANA, within specified lot size) / 2,000x (Premium Pro Zero Cent)0% (KATANA) / 20%
ExnessUnlimited (with conditions)0%
FXGT5,000x (Optimus)0%
BigBoss2,222x (Deluxe)100% (20% for standard accounts)
VantageandAXIORY2,000 times0%
XMTrading, TitanFX,ThreeTrader1,000 times20%
Source:HFM's information is from their official website (as of October 8, 2026). Other companies are based on our website's "Overseas Forex Leverage Comparison" article (each company's official website, verified September 2026). Each company has restrictions based on account balance and trading instruments

Looking solely at leverage,ExnessandHFM(KATANA account) offer unlimited leverage,FXGToffers 5,000x leverage. However, unlimited leverage is subject to conditions such as "up to a certain number of lots and a certain balance" for all brokers.HFM, it is limited to 5 lots for FX, precious metals, indices, and energy. If your usual lot size is 5 lots or less, you effectively don't need any margin; if it's more than that, you should consider it the same as a 2,000x leverage account when choosing an account. For a comparison of the restrictions of each company, while In the case of please see " Overseas FX Leverage Comparison | Brokers with Unlimited to 1000x Leverage and Restriction Rules "

Frequently Asked Questions about HFMLeverage (Headline Banner)

Frequently Asked Questions about HFMLeverage

What is the maximum leverage for HFM?

The KATANA account offers unlimited leverage (up to 5 lots for FX, precious metals, indices, and energy; 1 lot for BTC; 50 lots for ETH; and 5 lots for XRP), the Premium Pro Zero Cent account offers up to 2,000x leverage, and the Top-Up Bonus account offers up to 1,000x leverage (HFMofficial website, as of October 8, 2026). Leverage is automatically limited to 1,000x when effective margin exceeds $5,000, 500x when it exceeds $40,000, and 200x when it exceeds $100,000

When is leverage limited in HFMFinancial Management)?

The official blog lists the following five points under the heading of "four cases": ① Effective margin equivalent to $5,000 or more (tiered limit of 1,000x → 500x → 200x) ② 15 minutes before to 5 minutes after the release of important economic indicators (300x) ③ 6-8 AM Japan time / 5-7 AM daylight saving time before and after rollover (500x) ④ Limits for each instrument (USDTRY 20x, major stock indices 500-1,000x, stock CFDs 5x, etc.) ⑤ When the specified lot size is exceeded in a KATANA account, or when new orders are placed before or after indicator releases or before/after date changes

Why can't I change the leverage in HFM?

At the time of the photo (September 2025), the myHF change screen displayed a notice stating that it could not be used if the margin level of open positions was less than 100%, and that it could be changed a maximum of 5 times per account. In addition, there are reasons why you cannot select 2,000x if your effective margin is equivalent to more than $5,000, the top-up bonus account is capped at 1,000x, and the KATANA account is fixed with no change required. Please reapply after you meet the conditions by organizing your positions or withdrawing funds, and if the issue is not resolved, please check with live chat

What are the leverage limits for HFMcent accounts?

The maximum leverage for a cent account is 2,000x, and the effective margin limit is determined in cents. According to the table on the official blog, the leverage is 2,000x for up to 49,999 cents, 1,000x for 50,000 to 99,999 cents, 500x for 100,000 to 149,999 cents, and 200x for 150,000 cents or more. Since one lot is 1,000 units of currency, the limit starts from the equivalent of $500 in dollar terms. The only instruments that can be traded are FX and gold

What is the leverage for HFM's gold (XAUUSD)?

On the official trading product page, XAUUSD, XAUEUR, and XAUUSD247 have leverage of 2,000x in Premium Pro Zero Cent accounts, 1,000x in Top-Up Bonus accounts, and unlimited (up to 5 lots) in KATANA accounts. Silver has a leverage of 100x, palladium has a leverage of 20x, platinum is a fixed margin (Floating), and only gold has the same leverage limit as the currency pairs

Is unlimited leverage available to everyone with a KATANA account?

The KATANA account has a minimum deposit of $500 (approximately $500.00), and only one account can be opened per person (official blog). Unlimited leverage applies to trades within the specified lot size; normal leverage applies to trades exceeding this limit. Trading instruments are limited to major instruments such as FX, precious metals, stock indices, energy, and cryptocurrencies, and deposit bonuses do not apply

Does HFMhave a zero-cut feature? What is the stop-loss level?

Yes, it is. According to the official blog "Zero Cut/Stop-Loss," a margin call is executed at a margin maintenance ratio of 50%, and a stop-loss is executed at 20%. If the balance becomes negative after a stop-loss,HFMwill cover it and bring it back to zero. KATANA accounts have a margin call at 20% and a stop-loss at 0%. Hedging across multiple accounts or with other companies in order to aim for zero-cut is prohibited

What are some precautions to take when trading with high leverage?

Maximum leverage is the "upper limit of what can be traded," while actual risk is determined by effective leverage (trading amount ÷ effective margin). The three basic principles are: keeping lot sizes small relative to capital, reducing positions before and after economic indicator announcements and during rollover periods to account for both restrictions and price movements, and calculating the price range to trigger a stop-loss in advance. Since the KATANA account has a 0% stop-loss, it is assumed that you will place your own stop-loss orders

Summary: A complete explanation of leverage in HFM(Headline banner)

Summary:HFMleverage is determined by "account limit × effective margin × instrument"

I've compiled information on HFM(formerly HotForex) leverage from their official website and blog. Here's a summary of the key points

  • The maximum leverage is unlimited for KATANA accounts (within the specified lot size), 2,000x for Premium Pro Zero Cent accounts, and 1,000x for Top-Up Bonus accounts
  • With an effective margin of $5,000 or more, the leverage is automatically limited to 1,000x → 500x → 200x, 300x before and after economic indicator announcements, and 500x before and after rollovers. It automatically reverts when the conditions are no longer met.
  • FX and gold have account limits, major stock indices have 500-1,000x leverage, crypto assets have 50-1,000x leverage, and stock CFDs and ETFs have 5x leverage. USDTRY has a 20x leverage.
  • Changes can be made instantly via the myHF app. Changes may not be possible if the margin level is below 100% or if the number of changes is limited. There is a 20% stop-loss (0% for KATANA) and a zero-cut option.

If you use Moneycha, you can receive cashback every time you make a trade

Our website, "Money Charger (Manecha),"HFMis an official IB partner ofOpening an account through Manechaearns you cashback with every trade, regardless of leverage settings or account type. The more trades you make with high leverage, the greater the effect of getting a portion of the spread back.

Account typeBTC/USDGold (XAU/USD)
Top-up / Premium$16.00/lot$12.00/lot
Pro/Zero$6.40/lot$5.60/lot
KATANA$2.80/lot$2.40/lot
Saint$1.60/lot$0.12/lot

*Cashback rates may fluctuate. For rates per instrument, including FX currency pairs, how to receive the cashback, and whether you can switch existing accounts, please see "How to Receive HFMCashback ". The procedure for opening an account is explained in " HFMHow to Open an Account ", andHFMthe safety and reputation of are explained in " HFMReviews and Testimonials "

\ The terms and conditions are the same as the official site, and you get cash back with every transaction! /

*Leverage limits, restrictions, and account conditions are subject to change. The information in this article is based on information published onHFMofficial website and official blog as of October 8, 2026. Please check the official website and myHF for the latest conditions. Overseas FX trading involves exchange rate fluctuation risk, and the higher the leverage, the greater the potential for significant losses in a short period of time. Investment decisions should be made at your own risk

MoneyChat Editorial Department

The person who wrote this article

MoneyChat Editorial Department

The Money Charger editorial team is the official editorial team behind Money Charger, which has a cumulative cashback payment record of over approx. $125M. We publish information based on direct partnerships with 25+ overseas Forex brokers.

If you want to use HFMin the most cost-effective way

Register in 1 minute!

Get cashback

Open an HFMaccount →

Get cashback automatically in 1 minute by using the referral link

← Return to the complete HFMguide