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HFM Bonus

HFM(formerly HotForex) Bonus List | Withdrawal Conditions and Forfeiture Rules Explained

/ / Author: MoneyChat Editorial Department

HFM(formerly HotForex) is oneHFMforex brokers that offers a wide variety of bonuses, including a permanent 20% deposit bonus, a limited-time 100% deposit bonus, BONUS HUNTER which allows you to start trading without making a deposit, and a loyalty programwhere you.

On the other hand, because there are so many types, it's true that the conditions can be confusing, with questions like, "Which account can I receive it in?", "Can I withdraw the bonus?", and "I heard that the bonus disappears if I withdraw it, is that true?"

This article summarizesHFMofficial website, official blog, and each campaignHFMbonus campaigns, as well as the "forfeiture rule" that reduces bonuses upon withdrawalpage, as of October 7, 2026.

Conclusion | Key Points ofHFMBonuses

  • A permanent 20% deposit bonus is available(top-up bonus account, up to $5,000).A limited-time 100% deposit bonus (up to approximately $281.25) is currently running from October 2nd to 16th, 2026, and is only applicable to the first deposit.
  • There is no account opening bonus. The no-deposit limit is BONUS HUNTER (approximately $281.25 in trading funds; the funds themselves are non-withdrawable; profits can be converted into a top-up bonus of up to approximately $937.50 after meeting the conditions).
  • The bonus itself cannot be withdrawn, but profits can be withdrawn without limit. However, if you withdraw, a percentage of the bonus equal to the withdrawal amount will be forfeited(official example: deposit approx. $125.00 + bonus approx. $125.00, withdrawal of approx. $62.50 → bonus also disappears by approx. $62.50).

*This article was created by the MoneyCharger editorial team in accordance with their content creation policy , based onHFMofficial website (promotion list, individual campaign pages, and official blog) as of October 7, 2026. Bonus details, duration, and terms and conditions may change, so please check the latest conditions on the official website before using them. For precautions regarding the use of overseas FX brokers, please also refer to the information published by information published on the Financial Services Agency , and for investment-related solicitation troubles, please refer to the information published by the Consumer Affairs Agency

HFMBonus Campaign List [As of October 7, 2026]

As of October 7, 2026, HFMoffers the following eight types of bonus campaigns. Some are permanent, while others are limited-time offers. A common rule is that deposit bonuses can only be received on top-up bonus accounts

Bonus CampaignperiodContentsubject
20% deposit bonusPermanentReceive a 20% bonus with every deposit (fund transfer). You can receive this bonus multiple times up to the limit (maximum $5,000; approximately $5,000 according to the official blog)Top-up bonus account
100% Deposit BonusOctober 2nd to 16th, 2026 (for a limited time)100% of the initial deposit during the period (up to approximately $281.25)Top-up bonus account - First deposit only
BONUS HUNTEREnd date undecidedA no-deposit account with approximately $281.25 in trading funds. Profits can be converted into a 100% deposit bonus of up to approximately $937.50 upon meeting certain conditionsBonus Hunter Account (One per person)
ROFM (Return on Excess Margin)PermanentUpon meeting the conditions, you will receive a daily cash refund equivalent to 2-3% of your surplus marginSurplus margin of $1,000 or more, and trading of 5 lots or more per month
Loyalty ProgramPermanentPoints (TRP) are accumulated based on trading volume and can be exchanged for cash or rewardsLive accounts (excluding demo accounts)
Demo ContestmonthlyThe top 3 players in terms of profitability on demo accounts will receive a trading bonus of $2,000/$1,000/$500Demo Contest Account
Trader Awards 2026monthlyThe top-performing trader of the month will receive $1,000 in cash and be inducted into the Hall of FamePremium account (balance of $500 or more)
HFMHot Spring ChallengeOctober 5th to 30th, 2026 (for a limited time)Deposit + meet trading volume requirements to win a hot spring trip + approximately $3,125 (by lottery) or cash of $8,000 to approximately $687.50VerifiedHFMaccount
Source:HFMofficial website "Promotions" list, official blog "HFM Bonus Campaign October Latest Information", and individual campaign pages (as of October 7, 2026)

Of these, the three that "add bonuses (credits) to your account" are the 20% deposit, 100% deposit, and BONUS HUNTER. ROFM and loyalty programs are systems where cash or points are returned as compensation for trading, while the demo contest, trader award, and Yukemuri Challenge are prizes or rewards for performance or meeting conditions

The official website's trading account comparison page includes a note stating that "(bonus) availability varies by region," and the website's footer states that "this website is not intended for residents of Japan." Bonus terms and conditions may change, so please check the latest terms and conditions on the official page before applying

Does HFMoffer an account opening bonus? Is there a no-deposit bonus?

"HFMMany people search forHFMdoes not offer a cash-based account opening bonus. The official blog's FAQ clearly states, "Currently,HFMis not running any account opening bonus campaigns. Furthermore, there are no plans to offer account opening bonuses for new customers in the future." While it may have been offered in the past, it ended as of October 2026.

Instead, there's a no-deposit option available calledBONUS HUNTER.

BONUS HUNTER's Mechanism and Conditions

Target audienceVerified customers who opened an account within 30 days of completing account verification (one time per person)
Funds to be grantedApproximately $281.25 in trading funds (no deposit required, but the funds themselves cannot be withdrawn)
Handling of profitsAfter meeting the conditions, profits can be converted into a 100% deposit bonus of up to approximately $937.50 (profits cannot be withdrawn as cash)
Conditions for conversionProfits of approximately $93.75 or more, with at least 3 round trips and a total of 1 standard lot or more in the target instruments (FX, precious metals, crypto assets)
Account conditionsOne account per person, one time only. Maximum leverage of 1,000x. Not eligible for swap-free trading. Cannot be combined with other promotions. Account will be closed upon stop-loss, inactivity for more than 60 days, or full transfer of profits. The official blog explicitly states that "this offer is not eligible for affiliate rewards."
Source:HFMofficial "BONUS HUNTER" page and official blog "HFM Bonus Hunter Details" (as of October 7, 2026)

Difference from account opening bonuses (profits are converted into bonuses instead of cash)

While typical account opening bonuses allow you to withdraw any profits earned from the bonus as cash, BONUS HUNTER is different. The official blog explains that "BONUS HUNTER and the account opening bonus are separate campaigns with different mechanisms," andprofits are transferred to a top-up bonus account as a "100% deposit bonus" after the conditions are met, and an actual deposit is required to receive it.

For example, if your profit is approximately $312.50, you can use it by depositing approximately $312.50 into your Top-Up Bonus account and receiving a bonus of the same amount.this not as a "get cash with zero deposit" campaign, but rather as a campaign that "increases your initial bonus on the premise of making a deposit" toavoid any discrepancies with your expectations. Also, the official blog notes that "it is not eligible for affiliate commissions," andtrading in a Bonus Hunter account may not be eligible for MoneyChat cashback(please check "HFMcashback" for the latest information).

The participation procedure (account verification → opening a Bonus Hunter account → trading → claiming profits → transferring to a Top-Up Bonus account) and detailed rules are explained with images in " HFMHow to Participate in 'Bonus Hunter'"

HFM's 100% Deposit Bonus [Limited Time Offer: October 2nd - 16th, 2026]

HFM's 100% deposit bonus isa bonus equal to the initial deposit amount during the promotion period (up to approximately $281.25)is credited to your top-up bonus account. In 2026, the promotion is running from October 2nd to 16th, and according to the official blog, "if you deposit approximately $281.25 during the period, you will be able to trade approximately $562.50."

Eligible accountsTop-Up Bonus Account
Content100% of the initial deposit (fund transfer) amount, with a maximum of approximately $281.25 (300 dollars)
periodOctober 2, 2026 (Friday) 14:00 - October 16, 2026 (Friday) 23:59
Target audienceAll users, both new and existing (account verification must be completed)
Number of timesOnly the first payment during the campaign period is eligible (subsequent payments are not eligible)
Bonus withdrawalNot possible (profits can be withdrawn)
Cushioning functioncan be
Source:HFMofficial blog "HFM100% Deposit Bonus Details" and official campaign page (as of October 7, 2026)

How to receive the 100% deposit bonus

  1. Open an HFMaccount and complete identity verification (account authentication)
  2. Open a "Top-Up Bonus" account on your My Page (myHF area)
  3. You can either deposit funds directly into your top-up bonus account or transfer funds from your My Wallet
  4. The bonus will be automatically credited to your account upon deposit (fund transfer) (you can check this in the "BONUS" section of your My Page)

Simply depositing funds into your My Wallet will not earn you a bonus.You must also transfer funds to your Top-Up Bonus account (or make a direct deposit) toreceive the bonus.

Points to note regarding 100% deposit bonuses

  • This offer applies onlyto your first deposit. Subsequent deposits during the promotion period will not be eligible, so if you want to reach the maximum of approximately $281.25, you should deposit approximately $281.25 or more in your first deposit.
  • The bonus itself cannot be withdrawn. While profits earned from trading can be withdrawn, the bonus will be forfeited in the same proportion as the withdrawal amount (see "Withdrawal Conditions and Forfeiture Rules" below).
  • Top-up bonus accounts have a maximum leverage of 1,000x and are generally not eligible for swap-free trading (other accounts have a maximum leverage of 2,000x, and KATANA accounts have no swap-free trading)
  • 100% and 20% cannot be applied to the same deposit simultaneously(official blog). 100% is applied to the first deposit during the period, and 20% to subsequent deposits.
  • The date for the next event has not been officially announced. While it has been held repeatedly, such as the one from September 3rd to 17th, 2026 (which has already concluded as of October 5th on this site) followed by another from October 2nd to 16th, there is no guarantee that it will be held regularly

The latest information and step-by-step instructions with images for each event are updated on the " HFM 100% Deposit Bonus Campaign " page

HFM's 20% deposit bonus [permanent]

The 20% deposit bonus isa permanent bonus that provides a 20% bonus every time you deposit (transfer funds) into your top-up bonus account. The official bonus offer page states that it "applies every time funds are transferred to the account," "up to $5,000 bonus," and "profits are withdrawable," and you can receive it multiple times until you reach the limit.

Eligible accountsTop-up bonus account
Content20% of the deposit (fund transfer) amount
upper limitUp to $5,000 (approximately $5,000 according to the official blog)
periodPermanent
Number of timesGranted with each deposit until the limit is reached
Bonus withdrawalNot possible (profits can be withdrawn)
Cushioning functioncan be
Source:HFMofficial website "Bonus Offers" page and official blog "HFM 20% Deposit Bonus Details" (as of October 7, 2026). The maximum amount is stated as $5,000 on the official page and approximately $5,000 on the official blog

How to receive the 20% deposit bonus and important points to note

The process for receiving HFMbonus is the same as for the 100% deposit bonus: after completing identity verification, open a top-up bonus account, and the bonus will be automatically credited upon deposit or transfer of funds. During the 100% deposit bonus period, 100% will be applied to the first deposit and 20% to subsequent deposits; both bonuses cannot be applied to the same deposit simultaneously (official blog: "100% deposit bonus and 20% deposit bonus cannot be applied simultaneously")

  • The bonus itself cannot be withdrawn. However, there are no restrictions on the amount or frequency of profit withdrawals (official blog: "Unlimited Profit Withdrawals")
  • When you withdraw funds, the bonus will disappear in proportion to the withdrawal amount (see below)
  • Top-up bonus accounts are limited to one per account (Official Blog FAQ)
  • If there is no trading activity for 60 days, the account will be automatically archived (closed), and any bonuses will be forfeited(Official Blog FAQ).

If you'd like to compare deposit bonuses and conditions with other companies, please see our " Recommended Ranking of Overseas Forex Deposit Bonuses "

What is HFMTop-Up Bonus Account? (The only account that allows you to receive deposit bonuses)

HFM, deposit bonusesonly available for Top-Up Bonus accounts. Deposits made to Pro or Premium accounts will not qualify for bonuses. The official blogHFMdescribes it as "the only account type at

spread1.4 pips ~
Transaction feesNone (FX currency pairs. Excluding some products)
Maximum leverage1,000x leverage (2,000x for other accounts, unlimited leverage for KATANA accounts)
Minimum deposit amountNo settings
1 lot100,000 units of currency (minimum 0.01 lots, maximum 60 lots per position)
Margin Call / Stop Loss50% / 20% (with zero cut)
Swap-freeGenerally not applicable (the official FAQ mentions an exception for Muslims)
Number of accountsOne account per user account
platformMT4, MT5, andHFMapps (account currencies: JPY, USD, EUR)
Source:HFMofficial website "Trading Account Comparison" and official blog "HFMTop-Up Bonus Account Details" (as of October 7, 2026)

In exchange for its ease of use, with no trading fees, no minimum deposit, and a bonus with a cushion function,the spread is wider than the other 6 accounts at 1.4 pips, leverage is capped at 1,000x, and swap-free is generally not availableto use this account for trading with bonuses, and the Pro account or KATANA account for cost-conscious live tradingHFM.

Differences in spreads by account type are explained in " HFMSpread List ," and a comparison of the conditions of the six account types is explained in " HFMReviews and Testimonials ."

HFMbonus withdrawal conditions and forfeiture rules

HFMThe most common misunderstanding regarding① The bonus itself cannot be withdrawn. ② Profits can be withdrawn without any restrictions on amount or number of withdrawals. ③ However, if you withdraw (or transfer funds to My Wallet), a percentage of the bonus equal to the amount withdrawn will be forfeited. This third point is the rule referred to as "forfeiture," and it occurs even without any fraud or violation of the terms and conditions.

How much of HFM's bonus is lost upon withdrawal? (Two official calculation examples: withdrawal of approximately $62.50 from a deposit of approximately $125.00 + bonus of approximately $125.00; withdrawal of approximately $187.50 from personal funds of approximately $625.00 + bonus of approximately $312.50)

The bonus itself cannot be withdrawn, but there are no limits on the withdrawal of profits

The official blog states that "you cannot withdraw only the deposit bonus you received," but also explains that "you can withdraw profits earned from trading using the bonus" and "you can withdraw without any restrictions on the amount or number of withdrawals." While some overseas forex brokers impose withdrawal restrictions such as "up to 50% of profits" or "up to once a month,"HFMhaving no restrictions on the amount or number of times profits can be withdrawn.

When you withdraw funds, a portion of the bonus will be forfeited (official calculation example)

The official blog provides two examples

  • Example 1 (100% Deposit Bonus Article): A deposit of approximately $125.00 is made, and a bonus of approximately $125.00 is received, resulting in an account balance of approximately $250.00. If approximately $62.50 is withdrawn from this balance, it counts as a "50% withdrawal of the deposit," and 50% of the bonus (approximately $62.50) is forfeited. The remaining balance is approximately $62.50 in funds plus approximately $62.50 in bonus.
  • Example 2 (Top-up Bonus Account Article): If you withdraw approximately $187.50 from an account with your own funds of approximately $625.00 + bonus of approximately $312.50 = approximately $937.50, the withdrawal amount is 20% of the account balance. 20% of the bonus (approximately $62.50) also disappears, reducing the balance from approximately $312.50 to approximately $250.00.

The two examples use different percentage criteria (Example 1 uses the deposit amount, Example 2 uses the account balance), and the calculation of the amount lost will differ even for the same withdrawal, so it's best to check with support before making a large withdrawal. Although the criteria differ,the idea that "the bonus will be reduced by the same percentage as the amount withdrawn"is common. If you withdraw small amounts many times, your bonus will decrease each time, so if you want to continue using your bonus as margin, it's essential to consolidate the number and amount of withdrawals.

One option is to withdraw all profits and forfeit the bonus. There are no restrictions on withdrawing profits, soyou trade with the intention of using up the bonus and withdraw the entire amount at a certain point, you don't need to worry about the forfeiture rules.

Other cases where bonuses are not awarded or disappear

  • Identity verification (account authentication) is not complete: Deposit bonuses are only available to "fully approved customers," and the official website states that "account authentication must be completed in advance."
  • Simply depositing into My Wallet: You won't receive the bonus unless you transfer funds to your Top-Up Bonus account.
  • Funds were transferred from the Top-Up Bonus account to My Wallet: The official blog FAQ states, "When you transfer funds to My Wallet, a bonus equal to the amount transferred will be forfeited." This is treated the same as a withdrawal.
  • For deposits after the first one during the 100% deposit bonusperiod: Deposits other than the first one are not eligible (only 20% bonus applies).
  • No trading activity for 60 days: Official blog FAQ states, "If there is no trading activity for 60 days, the account will be automatically archived (closed). Therefore, if an account that received a bonus has no trading activity for 60 days, the bonus will be lost along with the account being archived." BONUS HUNTER accounts will also be closed if there is no trading activity or a stop-loss for 60 days or more.
  • Transactions deemed to be in violation of the terms and conditions: Each bonus page clearly states "Terms and conditions apply," and actions deemed to be fraudulent use of bonuses, such as hedging or arbitrage across multiple accounts or different companies, or creating multiple accounts, may result in the cancellation of profits or account restrictions.

HFMThe procedures and processing times for each withdrawal method are explained in " HFMWithdrawal Methods ," and the causes and solutions for common problems related to bonus terms and conditions and withdrawals are explained in the withdrawal section of " HFMReputation and Reviews ."

HFM's ROFM (Return on Excess Margin)

ROFM (Rebate On Free Margin) isa permanent program(official wording varies between "daily" and "monthly") that provides a daily cash bonus equivalent to 2-3% of your account's excess margin. Unlike deposit bonuses or credits, this is cash and can be used directly for withdrawals and trading. The official promotions list states that the bonus is credited directly to your trading account.

Receiving conditionsExcess margin of $1,000 or more, and monthly trading volume of 5 lots or more
Target stocksFX currency pairs and precious metals
Reward rate (annual rate)Excess margin of $1,000.01 to $25,000: 2% for 5 to 50 lots per month / 2.5% for more than 50 lots. More than $25,000: 2.5% / 3%
calculation formulaThe amount of the refund = surplus margin × (refund rate ÷ 100 ÷ 365) is calculated daily
Granting formatCash (withdrawal possible)
Source:HFMOfficial Blog, "HFM Bonus Campaign October Latest Information," ROFM section (as of October 7, 2026)

In the official calculation example, with a surplus margin of $3,500 and 10 lots per month, the calculation is 3,500 x (2 ÷ 100 ÷ 365) = approximately $0.19 per day.The amount is small, and it's more accurate to consider it as a "bonus for those who maintain a substantial amount of capital and trade consistently." Days with surplus margin of less than $1,000 or months with trading volume less than 5 lots are excluded.

The official blog's table still shows the old account names for eligible ROFM accounts. Please check the promotions screen on your My Page to see if your current account type is eligible

HFM's Loyalty Program (TRP)

The Loyalty Program (also known as the Loyalty Program)TRP (Trophy Road Points), which can be exchanged for cash, trading tools, and other items. According to the official website, it applies to trading on all live accounts except demo accounts, and there are four levels: Rookie → Rising Star → Pro → Legend. The higher your level, the more TRP you earn for the same trading volume.

levelTRP can be earned for every $1 million in trading volume
rookie250TRP
Rising Star300TRP
professional350TRP
Legend400TRP
Source:HFMofficial blog, "HFM Bonus Campaign October Latest Information," Loyalty Program section (as of October 7, 2026). Levels are determined by trading volume and trading days over the past 30 days and are updated every 30 days
Required TRPcashor benefits
500TRP$5—
2,000 TRP$15Premium trading tools (1 month)
7,000 TRP$50Advanced analytical information (1 month)
15,000 TRP$80VPS (1 month)
30,000 TRP$150$150 gift card
70,000 TRP$400Luxury ballpoint pens / fountain pens
Source: Ibid. (Excerpt from the exchange list. The top items are smartwatches, travel, luxury cars, etc.) The cash exchanged can be withdrawn

As a guideline, 1 lot = 100,000 units of currency = approximately $100,000 in trading volume, so a rookie would need 25 TRP per lot, and 20 lots to reach 500 TRP ($5).In reality, this amounts to a return of about $0.25 to $0.40 per lot, and it's more realistic to think of it as an "addition" that can be used in conjunction with MoneyChat's cashback (the unit price varies by account and instrument, as will be explained later).

  • Conditions for earning TRP: Positions must be held for 5 minutes or longer, with a price range of 5 pips or more from entry to exit (official blog). Short-term scalping is not eligible.
  • Levels are updated every 30 days. To maintain each level, you must meet the trading requirements every 30 days (official page).
  • To participate, go to the "Reward Center" in My Page (My HF Area). You will earn TRP when you make transactions after applying

HFMDemo Contest and Trader Awards

The monthly demo contest and trader awards are based on trading performance, not deposit amounts, and prizes are awarded accordingly. Both are ongoing events, and rankings are determined monthly

Demo Contest (Trading bonus for the top 3 participants)

The demo contest involves competing for the highest profit margin by the end of the month using a dedicated demo account (according to the official blog, with an initial balance of $10,000, fixed leverage of 200x, and MT4).The top three participants will be awarded trading bonuses of $2,000, $1,000, and $500 respectively(official promotion page, as of October 7, 2026). The prizes will be credited as bonuses to the live trading account, and according to the official blog, withdrawals will be possible once the conditions are met, such as "a minimum of 50 trades in a real account" and "a total of 10 lots or more."

  • Participation is limited to one account per person. Initial balance and leverage are automatically set and cannot be changed
  • The evaluation criteria are based on the rate of increase in balance (profit margin). The winners are announced on the official website at the end of each month
  • If cheating is confirmed, the person will be disqualified

The official blog post lists prizes ranging from $1,000 for 1st place to $100 for 10th place, but the official promotion page currently displays trading bonuses for the top 3 players. Please check the official page for the latest prizes before participating

Trader Award 2026 ($1,000 cash prize for the highest monthly profit margin)

The Trader Award is a contest where participants compete for the highest monthly profit margin in a live premium account.The winnerwill receive $1,000 in cash and induction into the Hall of Fame. The entry requirements are listed on the official page as follows: "Please enter at least 7 business days before the target month," "Maintain a minimum balance of US$500 in your account," and "Hold a live premium account."

  • Registration is open until 7 business days before the target month. Late registrations will result in disqualification for that month
  • Winners within the past three months are ineligible to participate (official blog)
  • If your balance at the end of the month is less than $500, you may lose your eligibility to participate the following month (official blog)

Ongoing limited-time campaign:HFMHot Spring Challenge [October 5th - 30th, 2026]

From October 5th to 30th, 2026, the "HFMHot Spring Challenge" is being held, where you can win prizes by meeting deposit and trading volume requirements (total prize money approximately $60,000). Prize A will be awarded by lottery, while Prize B is open to all those who meet the requirements

awardConditions (during the period)prize
Prize A (10 winners selected by lottery)A minimum deposit of approximately $625.00 plus 10 standard lots in FX, gold, silver, or cryptocurrency. Receive one additional lottery ticket for every 2 additional lots (maximum 10 tickets)Hot spring trip for 2 people (1 night, 2 days, with breakfast) + cash approx. $3,125
Prize B (Everyone who meets the conditions)Deposit approximately $281.25 or more + 5 standard lots of the same instrumentA cash prize of approximately $50.00 to approximately $687.50
Source:HFMofficial "HFMYukemuri Challenge" page (as of October 7, 2026). The lot size is based on the Premium Top-Up Bonus account, requiring 2.5 times the lot size for Pro Zero accounts, 5 times for KATANA accounts, and 100 times for Cent accounts. Even if you don't win the A prize, you can still receive the B prize cash. To participate, go to My Page → Promotions → Yukemuri Challenge

Because limited-time campaigns change quickly, " page andHFMplease check the latest information on the " HFMDeposit Bonus Campaign the official promotions page

How to make the most of HFMbonuses

The best bonus to use depends on your deposit amount and trading style. The official blog also provides guidance on how to choose between "when you want to keep your deposit amount and initial costs low" and "when you deposit tens of thousands of yen or more," so we will organize it here along three axes

How to use HFM's 8 types of bonuses (categorized by 4 types: zero deposit, small deposit, lump sum, and high trading volume)

The cushioning function creates a buffer before a stop-loss is triggered

HFM's deposit bonus has a cushioning function,the bonus is included in the effective margin as collateral, so even if your own funds reach zero, you won't be stopped out as long as you have bonus funds remaining. In the example from the official blog, if you are trading with approximately $312.50 of your own funds plus approximately $312.50 in bonus funds, even if your own funds run out, you will still have a buffer of approximately $312.50 in bonus funds.

The key to using it effectivelyto treat the bonus not as "funds to increase the lot size," but as "funds to broaden the range you can withstand with the same lot size." If you increase your lot size to include the bonus amount, the rate of loss will increase by the same amount, even with the buffer.

100% is concentrated on the initial deposit, and 20% is distributed up to the maximum limit

The 100% deposit bonus is only applicable to your first deposit during the promotional period, sodeposit approximately $281.25 or more in your first deposit to receive it. Subsequent deposits will be eligible for a 20% bonus.

On the other hand, the 20% deposit bonus is awarded "each time you transfer funds" and can be received multiple times until the limit ($5,000) is reached.Even if you deposit in installments at key market turning points or when you need funds, the total bonus amount you receive will not change. However, since the bonus is reduced proportionally to the amount withdrawn when you make a withdrawal, this strategy is not suitable for those who frequently deposit and withdraw funds.

ROFM, loyalty, and cashback help you recoup transaction costs

Aside from deposit bonuses, rewards are of the "the more you trade, the more you get back" type. ROFM offers a cash reward equivalent to 2-3% per year (calculated daily) for surplus margin of $1,000 or more + 5 lots or more per month, and the loyalty program offers 250-400 TRP (500 TRP = $5) for every $1 million in trading volume. Both amounts are relatively small

In addition to these, if you open an account through MoneyChat, you can receive cashback for each trade . The trading conditions are the same as when opening an account directly through the official site, andHFMbonuses, ROFM, and loyalty, so it is a combination that is more effective the more you trade (trading in a BONUS HUNTER account may be excluded as the official site states that it is "not eligible for affiliate rewards"). For the unit price by account type, it is added separately from please see the cashback table in the " Summary "

In summary,the basic principle of HFM is to use different accounts depending on the situation: zero deposit → BONUS HUNTER (or demo contest), small amount → 20% top-up bonus account + 100% if available, and large amounts of capital/trading volume → ROFM, loyalty, cashback (check eligible accounts for ROFM) in a Pro,HFMetc.

Frequently Asked Questions about HFMBonuses

Does HFMoffer an account opening bonus?

As of October 2026, HFMdoes not offer an FX account opening bonus. Their official blog's FAQ states, "Currently,HFMis not running any account opening bonus campaigns. Furthermore, there are no plans to offer account opening bonuses for new customers in the future." The only option for starting trading without a deposit is the BONUS HUNTER (approximately $281.25 in trading funds; profits are converted to a top-up bonus after meeting certain conditions)

Can I withdraw the bonus from HFM?

The bonus (credit) itself cannot be withdrawn. Profits earned from trading using the bonus can be withdrawn without any restrictions on the amount or number of withdrawals, but when you withdraw (or transfer funds to My Wallet), a percentage of the bonus equal to the amount withdrawn will be removed from your account. In the official example, if you withdraw approximately $62.50 from an account with a deposit of approximately $125.00 + bonus of approximately $125.00, approximately $62.50 of the bonus will also be removed

When are HFMbonuses forfeited?

The most common issue is when a bonus equal to the withdrawal percentage is forfeited when withdrawing funds from a top-up bonus account; this can happen even without any fraudulent activity. Additionally, BONUS HUNTER accounts are closed upon margin call, inactivity for more than 60 days, or full transfer of profits, resulting in the forfeiture of trading funds. If trading activities prohibited by the terms of service (such as hedging across multiple accounts or with different companies, arbitrage trading, or creating multiple accounts) are detected, bonuses and profits may be revoked

Is there an expiration date for HFMbonuses?

While the bonus itself has no expiration date, the official blog's FAQ states that "accounts will be automatically archived (closed) if there is no trading activity for 60 days, so if there is no trading activity for 60 days in an account that received a bonus, the bonus will be lost along with the account being archived" (as of October 7, 2026). BONUS HUNTER has separate conditions: account opening within 30 days of account verification, transfer completion within 30 days of profit claim, and account closure after 60 days of no trading. The 100% deposit bonus applies to the first deposit made during the campaign period (this time from October 2nd to 16th)

Which account can I receive HFMdeposit bonus with?

This offer is only available for Top-Up Bonus accounts. Deposits made into Pro, Premium, Cent Zero, or KATANA accounts will not be eligible for the bonus. Top-Up Bonus accounts have a spread of 1.4 pips or more, a maximum leverage of 1,000x, no trading fees, and are not eligible for swap-free trading. Only one Top-Up Bonus account can be opened per account

How long does the 100% deposit bonus last? Will there be another one?

The most recent event in 2026 was held from October 2nd to 16th, and only the first payment made during that period is eligible. The date of the next event has not been officially announced. While events have been held repeatedly, such as the one from September 3rd to 17th, 2026, followed by the one from October 2nd to 16th, there is no guarantee of regular events, so it is best to receive your reward while the event is being held

Can I use HFM's bonus and MoneyChat's cashback together?

Even accounts opened through MoneyChat have the same trading conditions as the official site, and cashback is paid by MoneyChat for each trade, so it can be received separately fromHFMbonuses, ROFM, and loyalty. However, the official blog clearly states that BONUS HUNTER is "not eligible for affiliate rewards," so trading in a Bonus Hunter account may not be eligible for cashback. The applicability of each bonus to accounts opened via IB (referral) may also be determined individually in the terms and conditions, so please check the latest information on the "How to ReceiveHFMCashback" page

Can Japanese people receiveHFMbonuses?

The official Japanese page details each bonus, and there are also Japanese campaign pages (100% deposit bonus, BONUS HUNTER, Yukemuri Challenge). However, the trading account comparison on the official website includes a note stating that "availability varies by region," and the footer states that "this website is not intended for residents of Japan." Please check your My Page when applying to confirm whether you are eligible for the bonus

Summary: You can make the most ofHFMbonuses if you understand that they are received in a top-up account and are reduced by the percentage of withdrawals made

I've compiled information on the eight bonus campaigns offered by HFM(formerly HotForex) based on official sources. Here's a summary of the key points

  • A permanent 20% deposit bonus (up to $5,000) is available. A limited-time 100% deposit bonus (up to approximately $281.25, first deposit only) is running from October 2nd to 16th, 2026.
  • There is no account opening bonus, and the no-deposit limit is BONUS HUNTER(approximately $281.25 in trading funds/profits can be converted to a top-up bonus of up to approximately $937.50 after meeting the conditions; a deposit is required to receive it).
  • Deposit bonuses can only be received in a top-up bonus account (1,000x leverage, not eligible for swap-free trading, one account per account).
  • The bonus itself cannot be withdrawn, but profits can be withdrawn without limit. When you withdraw, a percentage of the bonus equal to the withdrawal amount will be forfeited
  • ROFM (equivalent to 2-3% annually, prorated in cash), Royalties (TRP), Demo Contest, Trader Award, and Yukemuri Challenge are rewards and prizes for continued trading and performance

If you go through Moneycha, you can receive cashback in addition to the bonus

Our website, "Money Charger (Manecha),"HFMis an official IB partner ofOpening an account through Manecha will earn you cashback with every trade,HFMbonuses and ROFM/loyalty (trading in BONUS HUNTER accounts may be excluded as HFM officially states that it is "not eligible for affiliate rewards").

Account typeBTC/USDGold (XAU/USD)
Top-up / Premium$16.00/lot$12.00/lot
Pro/Zero$6.40/lot$5.60/lot
KATANA$2.80/lot$2.40/lot
Saint$1.60/lot$0.12/lot

*Cashback rates may fluctuate. For rates per instrument, including FX currency pairs, how to receive the cashback, and whether you can switch existing accounts, please see "How to Receive HFMCashback ". The procedure for opening an account is explained in "How to Open an HFMAccount "

\ The terms and conditions are the same as the official site, and you get cash back with every transaction! /

*Bonus details, duration, and terms and conditions are subject to change. The information in this article is based on information published onHFMofficial website and official blog as of October 7, 2026. Please check the official website for the latest conditions. Overseas FX trading involves exchange rate fluctuation risk, and losses incurred even when using bonuses will be limited to your own funds. Investment decisions should be made at your own risk

MoneyChat Editorial Department

The person who wrote this article

MoneyChat Editorial Department

The Money Charger editorial team is the official editorial team behind Money Charger, which has a cumulative cashback payment record of over approx. $125M. We publish information based on direct partnerships with 25+ overseas Forex brokers.

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