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What are the reasons for withdrawal refusals in overseas forex trading and how to deal with them? Tax and tax filing information is also explained

/ / 著者: マネチャ編集部

海外FX業者は、高いレバレッジをかけられるため効率よく投資を実施できる反面、日本の金融庁に登録しておらず危険だと言われています。

Therefore, you might be worried that "using an overseas forex broker might result in your withdrawal being refused."

そこでこの記事では、「海外FX業者を活用して出金拒否に遭う原因」や「出金拒否に遭わないための対策」を紹介します。

If you are considering using an overseas forex broker, please use this as a reference

評判の良い安全な業者をお探しの方はこちらの評判の良いおすすめ人気海外FX業者ランキングもご確認ください。

Contents

Is it possible for withdrawals to be refused when using overseas forex brokers?

結論、海外FXを利用していると、出金拒否をされる可能性があります。

If your withdrawal is refused, you will not be able to withdraw the profits you made from trading, resulting in a significant loss

There are two main reasons why you might encounter a withdrawal refusal when using an overseas forex broker

  1. Investor-side causes
  2. Causes on the FX broker's side

出金拒否が起きる原因の多くは、投資家側に落ち度がある場合が多いです。そのため、利用するFX業者のルールに従って取引をすれば、出金拒否に遭う確率は大きく減らせるでしょう。

しかし、中には悪質なFX業者で故意に出金拒否を起こしているケースもあります。

The following sections will discuss the causes and solutions for withdrawal refusals when using overseas forex brokers

6 Reasons Why Withdrawal Refusals Overseas Forex Transactions Overseas

海外FXで出金拒否に遭う原因は、「FX業者側の原因」と「投資家側の原因」に分かれます。

There's a non-zero chance that an FX broker could go bankrupt or be a fraudulent company. In such cases, you might face withdrawal refusal

Furthermore, there are cases where investors engage in prohibited activities or fail to follow withdrawal rules

ここでは、海外FX業者を使って出金拒否に遭う6つの理由を解説していきます。

  1. An overseas forex broker has gone bankrupt
  2. The overseas forex broker I was using was a fraudulent company
  3. A trader's prohibited activities were discovered
  4. Withdrawal rules are not being followed
  5. The withdrawal account information is incorrect
  6. Non-withdrawable bonuses

An overseas forex broker has gone bankrupt

If an overseas forex broker goes bankrupt, you may be denied withdrawals

日本国内のFX業者の場合、信託保全が適応されるため、倒産しても投資家の資金は保護されます。ですが、海外FX業者は信託保全の義務がないため、倒産してしまうと出金拒否に遭うかもしれません。

そのため、以下の様に経営状態が悪かったり、評判の悪いFX業者の利用を避けた方がいいでしょう。

  • Forex brokers with a bad reputation
  • Minor FX brokers
  • Even if a FX broker has a good reputation, it may be small in scale

利用ユーザーが多かったり、安全な資産管理方法を採用している海外FX業者を利用することがおすすめです。

The overseas forex broker I was using was a fraudulent company

Using unscrupulous overseas forex brokers significantly increases the likelihood of withdrawal refusals

If a company refuses withdrawals, it will lose credibility and will be unable to continue its business. Therefore, generally speaking, no company intentionally refuses withdrawals

悪徳業者にとっては、投資家から資金を集めさえすればいいため、以下の特徴があります。

Characteristics of unscrupulous businesses

  • There are no reviews or ratings for the service
  • They are using slogans like "You're guaranteed to make money."
  • They are using large bonuses to encourage account opening and deposits
  • I contacted support but received no response

If you come across an overseas forex broker that fits these characteristics, you should absolutely never open an account or deposit money into it

Prohibited actions by investors have come to light

ここからは、投資家側に原因があり出金拒否が発生するケースを紹介していきます。

Generally, withdrawal refusals are often due to reasons on the investor's side

海外FX業者が定める利用規約に違反すると、出金拒否ができないケースがあります。最悪、口座が凍結する可能性があるので禁止行為をしてはいけません。

Engaging in the following actions will significantly increase the likelihood of your withdrawal being refused and your account being frozen, as these actions constitute a violation of the rules

海外FX会社の禁止事項

  • Hedging transactions involving multiple accounts or multiple individuals
  • Hedging using bonuses
  • High-speed trading using computers
  • High-leverage trading during economic indicator announcements

これらの取引が禁止されているのは、多くの海外FX業者がゼロカットシステムを採用しているからです。

ゼロカットシステムとは
相場が急変して口座残高以上の損失が出ても、投資家は入金額以上の損失を負わない仕組みのこと。入金額以上の損失はFX業者が補填するため、投資家のリスクが軽減される

ゼロカットシステムを悪用して、上記の禁止行為をすると、投資家は利益を得られる一方で、FX業者は損をする可能性が非常に高くなります。

Trading in a way that places all the risk on the FX broker may violate the terms of service and could result in your withdrawal being refused

Withdrawal rules are not being followed

If you submit a withdrawal request using a method different from the one used for deposit, you may be unable to withdraw your funds

海外FX業者を活用する場合、入金額までは入金方法と出金方法を合わせなければならないという決まりがあります。

If you deposit 200,000 yen from bank account A and make a profit of 100,000 yen, the withdrawal method will be as follows:

  • The 200,000 yen will be withdrawn from bank account A, just like the deposit method
  • The 100,000 yen profit will be refunded to your credit card

このように、入金額の20万円は銀行口座への出金申請をしなければなりません。

出金ルールを守れていないと、出金拒否に遭うケースが多いため注意しましょう。

The withdrawal account information is incorrect

出金先として登録している銀行口座の情報が誤っていると、当然出金ができません。これは投資家側のうっかりミスで、この理由での出金拒否が一番多いです。

You will need to enter the bank name, branch name, and branch number, but there is a possibility of errors in the registration information due to spelling mistakes or typos

Subsequent withdrawal requests can often be simplified, so it's important to carefully check for any registration errors when making your first withdrawal

対策としては、ネットから銀行名や口座名を貼り付けすると、入力誤りを減らせます。

少しでも入力誤りがあると出金拒否がされるため、初回の登録は特に注意しましょう。

Non-withdrawable bonuses

海外FX業者を初めて利用するとボーナスを付与されますが、ボーナスの中には出金ができないボーナスがあります。

The following table summarizes the bonuses offered by the overseas forex broker XMTrading and whether they can be withdrawn

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Types of bonusesWithdrawal eligibility
Account opening bonus×
Deposit Bonus×
Point Bonus
Friend referral bonus

Points bonuses and referral bonuses can be withdrawn. However, bonuses received for opening an account or bonuses earned through deposits cannot be withdrawn

However, the type of bonus offered and whether it can be withdrawn will vary depending on the FX broker you use

Whether or not you can withdraw the bonus you receive varies depending on the overseas forex broker, so you should check with them individually

出金面でも条件の良いボーナスはこちらの海外FX最新ボーナスキャンペーンランキングでご確認ください。

Three things you should NOT do when using overseas forex brokers

One reason for withdrawal refusal is "prohibited investor behavior."

FX brokers may refuse withdrawals if you engage in trading that violates their terms of service or if you engage in trading that prevents investors from incurring losses

特に、ゼロカットシステムを悪用した取引は禁止されているケースが多いです。

Therefore, I will introduce three typical types of trading that are prohibited by overseas forex brokers

  1. Hedging transactions that exploit the zero-cut system
  2. Trading targeting the gap at the start of the week
  3. Arbitrage

Hedging transactions that exploit the zero-cut system

海外FX業者では、ゼロカットシステムを採用している業者が多いです。そのため、投資家がゼロカットシステムを悪用した取引を禁止行為としています。

ゼロカットシステムを悪用して両建て取引を行うと、投資家はノーリスク利益を得られますが、FX業者は投資家のリスクを肩代わりすることになります。

Therefore, trading that abuses the zero-cut system is prohibited and may result in withdrawal refusal

The zero-cut system is explained in detail in this article below ↓

Trading targeting the gap at the start of the week

海外FX業者の中には、週末の終値と週明けの始値の差を狙った窓狙いの取引を禁止しているケースがあります。

  1. Significant political and economic events will occur over the weekend
  2. It has a significant impact on the foreign exchange market
  3. Then, a large exchange rate fluctuation will occur at the beginning of the week
  4. The upward momentum in the exchange rate over the weekend makes its movements easier to predict

チャートで窓が発生すると為替の動きが読みやすいため、このタイミングで大きな利益を狙うトレーダーがいます。

Thus, when profits are obtained by targeting gaps in the market, there is a high possibility of withdrawal refusal, so caution is advised

Arbitrage

アービトラージを禁止としている海外FX業者もあります。

アービトラージとは
同じ商品でも異なるFX業者間で価格差が発生している場合に、リスクなしで利益を得る手法のこと

Specifically, the following cases are possible:

  • At Company A, the dollar-yen exchange rate is 100 yen
  • At Company B, the dollar-yen rate is 101 yen

In this case, if an investor buys dollars from company A and sells them to company B, they can reliably earn a profit of 1 yen with no risk

その他の禁止事項同様に、投資家がほぼリスクを負わずにFX業者のみがリスクを負うような取引をすると出金拒否に遭います。

Before using an overseas forex broker, be sure to check what types of trading are prohibited

You can find a detailed explanation of arbitrage in this article below ↓

Three ways to avoid withdrawal refusals when trading with overseas forex brokers

So far, we have explained the reasons why withdrawals may be refused and the types of transactions that are prohibited by overseas forex brokers

投資ルールを守って正しく登録情報を入力することで、出金拒否を防止できるケースが多いですが、FX業者に原因があり出金拒否に遭うこともあります。

From here, we will introduce three measures to prevent your withdrawal from being rejected

  1. Check the withdrawal rules
  2. Use a reliable FX broker that holds a financial license
  3. Check your fund management methods

Check the withdrawal rules

海外FX業者に限らず、事前に利用規約や出金ルールを確認しておきましょう。

This is because if you don't follow the withdrawal rules or try to withdraw a bonus that is not eligible for withdrawal, your withdrawal will be refused

特に、クレジットカードで入金した場合に出金拒否に遭うケースが多いです。クレジットカードから入金する場合の入金と出金の仕組みは以下の通りです。

  • Deposit: The funds are deposited into the FX broker's account as a purchase
  • Withdrawal: The funds will be withdrawn as a cancellation of the shopping transaction

クレジットカードから入金した場合、入金額までしか出金ができないため、入金額を超える利益分はクレジットカード以外の出金方法を選択しなければなりません。

To avoid feeling like your withdrawal has been refused due to not knowing how this system works, be sure to understand the deposit and withdrawal rules

If your withdrawal is rejected, first check the withdrawal rules

こちらの海外FX出金の完全ガイドで出金におすすめの銀行や手数料を安くする方法などもあわせて確認しましょう。

Use a safe FX broker that holds a financial license

金融ライセンスを保有している海外FX業者は、公的機関から認可を受けているため、資金の悪用ができません。そのため、安心して利用できるFX業者といえるでしょう。

Reliable financial licenses include the following:

List of reliable financial licenses

  • National Futures Association (NFA)
  • UK Financial Conduct Authority (FCA)
  • Australian Securities and Investments Commission (ASIC)
  • Cyprus Securities and Exchange Commission (CySEC)
  • Seychelles Financial Services Authority (FSA)
  • Swiss Financial Market Research Authority (FINMA)

You can check whether a company has obtained a financial license on the official website of the financial regulatory body

ただし、悪質な業者は、自社の公式サイトで金融ライセンスを保持しているかのような掲載をしていることがあります。必ず、金融規制機関の公式サイトから確認するようにしましょう。

This article explains in detail how to assess the safety of overseas forex brokers ↓

Check your fund management methods

Choosing an overseas forex broker that securely stores investors' assets is one way to avoid withdrawal refusals

資金の管理方法は、分別管理預託保全の2つの方法があります。

分別管理とは
投資家の資金をFX業者の資産と別々に管理する方法

Because customer assets are managed separately, the goal is to ensure that funds are returned even if the company handling the segregated management goes bankrupt due to deteriorating financial conditions

つまり、分別管理を採用しているFX業者の場合、出金拒否される可能性は低くなります。

Next, we will explain deposit-based protection

預託保全とは
投資家の資金を、信託銀行などの第三者機関に預けて管理する方法

預託保全の管理方法をとっている場合、第三者機関に投資家の資金を預けているため、分別管理以上に安全に投資家の資金を保管しています。

To avoid having your withdrawals refused by your FX broker, it's a good idea to check how your funds are managed

The security of assets is enhanced if either segregated accounts or trust protection is adopted

Three ways to deal with a withdrawal refusal from an overseas forex broker

Even if you take measures to avoid having your withdrawal rejected, the possibility of having your withdrawal rejected is not zero

If you become a victim, you may lose not only your profits but also the money you deposited, leading to significant losses

Here are three things you can do if you actually become a victim of a withdrawal refusal

If your withdrawal is rejected, the first thing you should do is check if there are any issues with your identity verification documents

Check that there are no issues with your identity verification documents

出金拒否のほとんどの原因は、投資家側のうっかりミスであることが多いからです。

Common document deficiencies

  • The information displayed differs from the registered information
  • The image is unclear and cannot be read
  • There is an input error
  • Expired identity verification documents

If the withdrawal denial is due to incomplete identity verification documents, registering the correct information and uploading clear images should resolve the issue

Contact the support center of the overseas forex broker

If your withdrawal is still being denied despite having no issues with your identity verification documents, please contact our support center

With major FX brokers, you can contact them with peace of mind because they offer support in Japanese

Content to provide when making an inquiry

  • full name
  • email address
  • Account number
  • Withdrawal application date
  • Withdrawal methods
  • (If you know) the error message and the reason for rejection

Providing specific details about the circumstances surrounding the withdrawal rejection will allow the support center to provide an appropriate response

You can contact the FX broker through their official website. While it varies by broker, you should receive a response within 1-3 business days

Consult a lawyer

If your identification documents are complete and your issue cannot be resolved by contacting the support center, you may consider consulting a lawyer

In particular, if a large withdrawal is refused, you should consider consulting a lawyer

If you search the internet for "recommended lawyers for overseas forex trading," you can find lawyers with a proven track record

Key points for choosing a lawyer

  • Do they specialize in FX trading or financial troubles?
  • Can you handle international legal matters?
  • Do you have experience negotiating with overseas financial institutions?

In cases where a withdrawal of a few tens of thousands of yen is refused, the legal fees may end up being higher than the amount of the withdrawal. Before consulting a lawyer, be sure to check the fees they charge

Top 5 Safe Overseas Forex Brokers with Few Cases of Withdrawal Refusal

Even if you understand the reason for the withdrawal refusal and take all possible countermeasures, you may still be deceived by information from unscrupulous FX brokers

出金拒否の被害に遭わないためには、出金拒否を起こさない信頼できる海外FX業者を利用することが一番大事です。

Therefore, I will introduce overseas forex brokers that are less likely to refuse withdrawals

これから紹介する5つのFX業者は、金融ライセンスを保持しており安全な資金管理方法をとっているため、安心して利用できるでしょう。

  1. HFM
  2. Exdefine
  3. AXI
  4. AXIORY
  5. Threetrader

HFM: A recommended overseas forex broker for beginners with generous deposit bonuses

One of the overseas forex brokers that is less likely to refuse withdrawals is HFM

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itemContent
Operating companyHF Markets (SV) Ltd
Establishment2015
Financial LicenseFinancial Services Authority of Saint Vincent and the Grenadines (FSA)
Asset management methodsSeparate management
Zero Cut Systemcan be
Stop-loss level20%
Maximum leverage2,000 times
Minimum withdrawal amount1,000 yen (bank transfer)
Japanese supportcan be

Features of HFM

  • Awarded over 60 prestigious awards in the overseas forex industry
  • Also selected as one of the World Finance Top 100 Global Companies
  • Obtained 7 financial licenses
  • Generous deposit bonus

HFMは常時「20%入金ボーナス」を実施しており、トレードの証拠金として活用できます。

While funds are managed separately, we are enrolled in a civil liability insurance scheme, which provides coverage up to 5 million euros in the event of an emergency

さらに「HFコピー」というコピートレードが活用でき、優秀なトレーダーさながらの取引ができるため、初心者におすすめの海外FX業者です。

Exness: An overseas forex broker offering high-leverage trading for intermediate to advanced traders

The second overseas forex broker that is less likely to reject withdrawals is Exness

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itemContent
Operating companyExness Limited
Establishment2008
Financial License・セーシェル金融サービス庁(FSA)
・英国金融行動監視機構 (FCA)
・キプロス証券取引委員会(CySEC)
・モーリシャス金融サービス委員会 (FSC) など
Asset management methodsSeparate management
Zero Cut Systemcan be
Stop-loss level0%
Maximum leverageUnlimited
Minimum withdrawal amountApproximately 30,000 yen
Japanese supportcan be

Exnessの特徴

  • 17 years of service provision experience
  • Obtained 8 financial licenses
  • A major FX broker with a monthly trading volume of over 400 trillion yen
  • No leverage restrictions

Exness is one of the oldest overseas forex brokers, having provided services since 2008

今回紹介する海外FX業者の中でも最も多い8つの金融ライセンスを取得しております。そのため、FX業者の信頼性は非常に高いと言えます。

また、レバレッジに制限がないため、FX投資の中上級者におすすめの海外FX業者です。

AXI: An overseas forex broker that has a sponsorship agreement with Manchester City FC

The third overseas forex broker that is less likely to reject withdrawals is HFM

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itemContent
Operating companyAxiTrader Limited
Establishment2007
Financial LicenseSix financial licenses, including those from the UK Financial Conduct Authority (FCA), the St. Vincent and the Grenadines Financial Supervisory Authority (SVG FSA), and the Cyprus Securities and Exchange Commission (CySEC)
Asset management methodsSeparate management
Zero Cut Systemcan be
Stop-loss level20%
Maximum leverage1,000 times
Minimum withdrawal amount$10 equivalent
Japanese supportcan be

Features of AXI

  • Obtained 6 financial licenses
  • The spread is among the narrowest in the world
  • If your investment performance is good, you can join Axi Select

AXIは、海外FXの数々のアワードを受賞している知名度のあるFX業者です。また、6つの金融ライセンスを取得しているため、投資家からの信頼は高いFX業者です。

また、イングランド・プレミアリーグの「マンチェスター・シティFC」とスポンサー契約を結んでいるため、資金力もあります。

AXIORY: An FX broker with a wide range of unique services

The fourth overseas forex broker that is less likely to reject withdrawals is AXIORY

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itemContent
Operating companyAxiory Global Ltd.
Establishment2007
Financial LicenseBelize International Financial Services Commission (IFSC)
Asset management methodsTrust protection
Zero Cut Systemcan be
Stop-loss level20%
Maximum leverage2,000 times
Minimum withdrawal amount1,100 yen
Japanese supportcan be

Features of AXIORY

  • A long-established company with 18 years of service experience
  • Adopting a safer fund management method through trust protection
  • Because it can use cTrader, it has strong execution capabilities

AXIORYの最大の特徴は、資金の管理方法が信託保全であることです。

信託保全だと、投資家の資産は、第三者の金融機関に預けて管理します。そのため、万が一FX業者が倒産しても、投資家の資金は補償されるため、安心なFX業者と言えます。

Because it offers services not provided by others, such as "trust protection," it can be said that this overseas forex broker is more suitable for intermediate to advanced traders than beginners

Threetrader: An overseas forex broker with narrow spreads, suitable for day traders

The fifth overseas forex broker that is less likely to reject withdrawals is HFM

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itemContent
Operating companyThreeTrader Global Limited
Establishment2021
Financial LicenseVanuatu Financial Services Commission (VFSC)
Asset management methodsSeparate management
Zero Cut Systemcan be
Stop-loss level20%
Maximum leverage1,000 times
Minimum withdrawal amountBank transfer: 10,000 yen
Japanese supportcan be

Features of Threetrader

  • Membership in the Financial Commission provides compensation in case of unforeseen circumstances
  • It has a narrow spread and is popular with day traders
  • They offer a demo account, making it easy for beginners to learn how to use the system

Threetraderでトレードする場合、他の海外FX業者で禁止されている複数口座での両建て取引が条件付きで可能です。

また、現金や商品と交換できるポイントプログラムがあることも、投資家から人気を得る理由の一つです。

Furthermore, the fact that they are supported by TMGM, the world's largest FX broker, means they possess extensive expertise in FX trading, which is another factor that makes them trustworthy

If I'm denied a withdrawal from an overseas forex broker, do I need to file a tax return?

Profits earned from investments, including FX trading, may require filing a tax return

確定申告の対象にもかかわらず、申請していないと「申告加算税」や「延滞税」といったペナルティを受けるため注意が必要です。

しかし、出金拒否の被害に遭った場合でも、確定申告をして税金を納める必要があるのでしょうか?

From here, we will explain whether or not you are required to pay taxes if your withdrawal is refused

If your income is 200,000 yen or more, you must file a tax return and pay taxes

出金拒否に遭った場合でも、利益から必要経費を引いた所得が20万円以上となる場合は確定申告をして税金を納めなければなりません。

However, income from FX trading is classified as "miscellaneous income," and the determination must be made based on the total amount including other miscellaneous income such as income from side jobs

In the following cases, even if your FX income is less than 200,000 yen, you must file a tax return

  • Income from FX trading: 100,000 yen
  • Income from side jobs: 150,000 yen

この場合、雑所得の合計は25万円となるため、確定申告が必要です。FXの所得だけではなく、すべての雑所得の合計金額で判断しなければならないと理解しておきましょう。

If the transaction is invalid due to withdrawal refusal, you do not need to file a tax return

出金拒否により取引が無効となった場合は、確定申告や税金を納める必要はありません。

If you feel your withdrawal has been rejected, the first thing you should do is check your transaction history

If the transaction is canceled and there is no record of it, it will not be recorded as income. Therefore, you do not need to file a tax return. Of course, you do not need to pay any taxes

If you're unsure whether you need to file a tax return in this case, you might want to consult with the tax office or a tax accountant

If you have any concerns regarding taxes, consult with the tax office or a tax accountant

If an FX broker goes bankrupt, the loss can be recorded as a necessary expense

FX業者が倒産して、入金した資金を回収できない場合は、雑所得の必要経費として損失計上ができます。

ただし、業者の倒産や破産が正式に認められておらず、取引履歴で利益が確認できる場合は、確定申告が必要です。この場合、資金が引き出せなくても損失計上はできません。

Losses can only be claimed if the FX broker's bankruptcy is officially recognized

海外FXの税金に関しては海外FX税金の完全ガイドをご確認ください。

8 Frequently Asked Questions Regarding Withdrawal Refusals in Overseas Forex Trading

Finally, we have compiled a list of frequently asked questions regarding withdrawal refusals by overseas forex brokers

By reviewing the information we've discussed so far, you can take steps to avoid having your withdrawals rejected. Furthermore, if you do become a victim, you'll be able to handle the situation calmly

Q1: What are some cases where withdrawals are refused when using an overseas forex broker?

海外FX業者を利用して出金拒否に遭うのは、FX業者側に理由がある場合と投資家側に原因がある場合に分かれます。

Reasons for withdrawal refusal

  • An overseas forex broker has gone bankrupt
  • The overseas forex broker I was using was a fraudulent company
  • A trader's prohibited activities were discovered
  • Withdrawal rules are not being followed
  • The withdrawal account information is incorrect
  • Non-withdrawable bonuses

この記事の【海外FXで出金拒否が発生する要因 6選】で詳しく解説しています。ぜひ確認してください。

Q2: What measures can I take to avoid having my withdrawal refused?

まずは金融ライセンスを取得している安全な海外FX業者を利用することが重要です。

Measures to avoid withdrawal refusal

  • Check the withdrawal rules
  • Use a reliable FX broker that holds a financial license
  • Check your fund management methods

Even when using FX brokers with these features, withdrawal refusals can still occur. In such cases, take the following steps

  • Contact the FX broker's support center
  • Consult with a lawyer in Japan

Contacting the support center will help you understand the cause of the withdrawal refusal and what measures can be taken. If the problem persists, it is recommended to consult a lawyer

Q3: What are the consequences of a withdrawal refusal?

出金拒否が起きると、投資家は資金を引き出せず別の投資先に投資をするチャンスを失ってしまうため、機会損失に繋がります。

If you deposit a large amount, you may experience mental stress if you are unable to withdraw it

このような悪影響を避けるためにも、【出金拒否が起きにくい海外FX業者】を活用するのがおすすめです。

Q4: How long does it take to resolve a withdrawal refusal?

The time it takes to resolve a withdrawal refusal varies from case to case, as it depends on the cause

投資家側で入金口座の情報を誤って入力している場合は、正しい口座情報を入力することですぐに解決できるでしょう。

一方で、海外のFX業者が悪徳業者だったり倒産してしまうと、いつ入金されるかの見通しが立ちづらいです。

Q5: If my withdrawal is refused, do I need to file a tax return?

Whether or not you are required to pay taxes if a withdrawal is refused by an overseas forex broker depends on your individual circumstances

具体的には、年間で20万円以上の所得が発生している場合は、確定申告をして税金を納める必要があります。

Conversely, if a transaction is canceled and no income is generated, you do not need to pay taxes

詳細は【海外FXを使って出金拒否に遭ったら税金はどうなるのか?】で解説しています。ぜひ参考にしてください。

Q6: Is there a way to prevent my company from finding out about my profits from overseas forex trading?

Simply trading FX won't get you caught by your company

However, if you declare your resident tax payment method as "special collection" when filing your tax return for profits earned from FX trading, your company may find out

Because the local tax on profits earned from FX trading is deducted from your company salary, it will be revealed that you have income other than your salary

FXは資産運用のため、副業禁止の会社に勤めていても問題はありませんが、副収入があることを知られたくない人は「普通徴収」を選択すると会社にバレるリスクを減らせます。

会社にバレるリスクを減らすために、FXで得た利益分の住民税は「普通徴収」で納税しましょう。

Q7: Is it illegal to use overseas forex brokers?

It is not illegal for investors to use overseas forex brokers

However, according to Japan's Financial Services Agency (FSA), it is illegal for FX brokers to operate without being registered with the FSA

To summarize, it is as follows:

  • Investors: Using overseas forex brokers is not illegal
  • Overseas Forex brokers: Operating without registration with the Japanese Financial Services Agency is illegal

In fact, XMTrading and AXIORY, which have a large number of users in Japan, have received warnings on the Financial Services Agency's website

日本の金融庁の登録を受けていない海外FX業者は、金融庁のホームページで警告を受ける可能性があります。

Q8: Have there been any actual cases where withdrawals were refused?

In 2023, FX Fair experienced significant delays in withdrawals

The following are believed to be the reasons for the large-scale withdrawal delays at FX Fair:

Reasons for large-scale withdrawal delays at FX Fair

  • They frequently offered generous bonuses
  • The simultaneous occurrence of multiple stop-loss orders led to suspicions of a connection with AssassinFX

As a result of this, the number of days required to process withdrawals has been extended from "up to 5 business days" to "up to 25 business days"

Furthermore, they announced the discontinuation of the service in September 2023

投資家からすると出金拒否に近い状態のため、リスクがゼロではありません。

Understand the reasons for withdrawal refusals and choose a trustworthy FX broker

海外FX業者を使って出金拒否に遭う原因は、「FX業者の原因」と「投資家の原因」があります。

How to prevent withdrawal refusal

If the cause lies with the investor: Follow the rules of the FX broker

If the problem lies with the FX broker: Understand the characteristics of a trustworthy FX broker and use the FX broker recommended by us

出金拒否が起きる原因のほとんどは、投資家側の原因によるもので、ルールに従って取引をするだけで、出金拒否を防ぐことができます。

Therefore, if your withdrawal is rejected, we recommend that you check whether you have violated any prohibited actions

Overseas forex brokers offer high-leverage trading options that are not available with domestic forex brokers, so it's a good idea to keep them in mind as an option when investing in forex

Ryota Ito

海外FX業者というと、怪しい、違法と思う方もお見えかもしれません。しかしながら、実際には各国の法律・規制等に基づいて行うFX業者が大半であり、決して怪しいわけではありません。なお、日本で行う場合には日本の金融庁の登録が必要です。
法制度の下でしっかり行っている海外FX業者の場合、出金でもトラブルが起こることは少ないと言えます。とはいえ、過去には出金遅延といったことも生じているケースがありますので、本当に信頼のできるFX業者を選ぶべきです。レバレッジなど海外FX業者のメリットを活かしながら、安心して取引ができるように業者選びはしっかり行うべきですね。

MoneyChat Editorial Department

The person who wrote this article

MoneyChat Editorial Department

マネチャ編集部は、累計200億円以上のキャッシュバック支払い実績を持つ Money Charger の公式編集部です。25社以上の海外FX業者との直接提携を通じて得た一次情報をもとに、ユーザーの取引コスト削減に役立つ情報を発信しています。

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