## OQTima Deposit and Withdrawal Methods
OQTima supports eight types of deposit and withdrawal methods, including credit cards, STICPAY, cryptocurrency, and bank transfers. Deposit and withdrawal fees are generally free, and it is known for its fast withdrawal speeds
### List of Payment Methods
| Deposit Method | Fees | Processing Time | Supported Currencies |
|———|——-|———|———|
| Credit/Debit Card | Free | Instant | USD, EUR |
| STICPAY | Free | Instant | CAD, GBP, JPY, USD |
| Cryptocurrency (BTC/ETH/USDT, etc., 15 types) | Free | Instant | Various Cryptocurrencies |
| International Bank Transfer | Free | 3-5 business days | USD, EUR, GBP, JPY, etc., 12 currencies |
| Local Banking (Domestic Transfer) | Free | Approx. 10 minutes (during business hours) | JPY, THB, MYR, etc. |
| UK Bank Transfer | Free | Instant (during business hours) | GBP |
| PIX | Free | Instant | BRL, USD |
| E-wallet | Free | Instant | Various local currencies |
### List of withdrawal methods
| Withdrawal Method | Fees | Processing Time |
|———|——-|———|
| Credit/Debit Card | Free | 1-3 business days |
| STICPAY | Free | 1 business day |
| Cryptocurrency | Free | 1 business day |
| International Bank Transfer | Free | 3-5 business days |
| Local Banking | Free | 1-2 business days |
| UK Bank Transfer | Free | 1 business day |
| PIX | Free | 1 business day |
| E-wallet | Free | 1 business day |
### Recommended deposit and withdrawal methods
**For residents of Japan, STICPAY or local banking (domestic transfer) are recommended.** STICPAY offers instant processing and JPY support, making it highly convenient. Local banking also processes transfers in approximately 10 minutes during business hours. Cryptocurrencies (such as USDT) are also processed instantly, making them convenient
### Withdrawal Rules and Precautions
– **Deposit and withdrawal fees are basically free**: OQTima does not charge deposit or withdrawal fees.
– **Caution regarding withdrawals more than 5 times a month**: A 3% fee will be charged for withdrawals more than 5 times a month, or for withdrawals without trading.
– **Minimum deposit of $100**: Applies to all account types.
– **Processing time**: Applications submitted during business hours (Monday-Friday 9:00-15:00 EET) will generally be processed on the same day.
## Benefits of using MoneyChat
– **Cashback**: Cashback is generated for each transaction and reflected in your MoneyChat My Page.
– **No impact on withdrawals**: Cashback is refunded separately by MoneyChat and does not affect OQTima withdrawals in any way.
**Risk Warning**: Overseas forex trading involves risks. Please invest only with funds you can afford to lose
