How to Choose a Cashback Service and Recommended Methods for Traders Who Trade More Than 100 Lots Per Month

Money Charger is an overseas FX cashback service that boasts a cumulative cashback payment of 20 billion yen, a cashback rate of 140% compared to other companies, and an average deposit time of 47 seconds. Traders who trade more than 100 lots per month can reduce costs by tens to hundreds of thousands of yen each month by utilizing a "cashback site (IB broker)" that directly returns a portion of the spread

---

What is a cashback site?

Cashback sites are a system that returns a portion of the IB (Introducing Broker) commissions received from FX brokers to traders

FX brokers earn profits from spreads and fees every time a trader makes a trade. Cashback sites partner with brokers as IBs (Introducing Brokers) and distribute referral rewards to traders

There are no additional fees for traders. Simply trade as usual, and you will receive a cash reward based on the number of lots traded

Many services do not charge fees for registration or receiving funds, and Money Charger is one of them, offering a fee-free service

---

How do cashback websites work?

With Money Charger, the refund amount is credited to your account in an average of 47 seconds after the transaction is completed

The basic cashback process is as follows:

1. Register for free on a cashback site
2. Open a dedicated account (additional account) with a partner FX broker
3. Conduct transactions as usual
4. Cashback is automatically calculated based on trading volume
5. Withdraw the funds as cash to the designated account

Unlike bonuses offered directly by brokers, a major difference is that withdrawal restrictions and trading conditions are less stringent

---

Why cashback is ideal for traders who trade 100 lots or more per month

Traders who trade more than 100 lots per month (equivalent to approximately 1 billion yen) can earn a few dollars per lot, accumulating to receive tens of thousands to hundreds of thousands of yen in cashback per month

Significant reduction in transaction costs is possible

For traders trading 100 lots or more, spread costs alone typically exceed 100,000 yen per month. Cashback offers can potentially help recover 20-40% of that amount

Simulation of the refund amount

The following is an estimate of cashback based on monthly trading volume

Monthly trading volume	Rebate amount per lot (example)	Estimated monthly cashback
50 lots	$4	Approximately $200 (approximately 30,000 yen)
100 lots	$4	Approximately $400 (approximately 60,000 yen)
200 lots	$4	Approximately $800 (approximately 120,000 yen)
500 lots	$4	Approximately $2,000 (approximately 300,000 yen)

The amount of cashback varies depending on the broker, account type, and currency pair

Cashback is also available in case of losses

Even if your trade results in a loss, you will still receive cashback as long as the trade was completed. Traders with high trading volume benefit from accumulating cashback regardless of profit or loss

---

Recommended Cashback Service Comparison

Money Charger boasts a cashback rate of 140% compared to other companies, offering one of the highest reward rates in the industry

Comparison table of major services

Service Name	Characteristics of the return rate	Payment speed	Number of participating companies	commission
Money Charger	Higher return rate than other companies (140%)	average 47 seconds	Covers HFM, Exness, AXIORY, etc	free
TariTali	Industry-leading return rate	Daily ~ Next Month	Exness・XM・Axiory etc	free
FinalCashBack	Rank-up system available	Payment due next month	Support from multiple vendors	free

What are the features of Money Charger?

Money Charger operates under the concept of "fastest and highest cashback," and has a track record of paying out a cumulative total of 20 billion yen in cashback

• Maximize your cashback with a 140% higher cashback rate compared to other companies
• With an average deposit time of 47 seconds, funds are instantly reflected in your account
• This site covers major overseas forex brokers such as HFM, XS, Exness, Axi, FXGT, and AXIORY
• There are no fees for registration or cashback redemption
• It can also be used in conjunction with automated trading (EA) and copy trading

Features of TariTali

TariTali is a well-known service in the overseas forex cashback industry, and it supports a large number of brokers

• It supports many overseas forex brokers, and changing account links is easy
• Includes an automatic cashback application function
• The reward amount increases with trades of 100 lots or more

Features of FinalCashBack

FinalCashBack is a long-established cashback site that has its own ranking system

• The site regularly holds its own unique bonuses and campaigns
• High-frequency traders receive preferential treatment in terms of return rates
• A system that increases the benefits of long-term use

---

How do cashback offers differ between overseas and domestic forex trading?

Overseas forex trading is suitable for cashback rewards through cashback websites, while domestic forex trading focuses on campaigns unique to each broker

In the case of overseas forex trading

As the amount of cashback increases in proportion to the trading volume, it's ideal for traders who trade 100 lots or more per month. By trading through Money Charger, you can continuously recover a portion of your monthly spread costs

In the case of domestic FX

"Minna no FX" and "GMO Gaikoku" are running cashback campaigns based on trading volume. However, please note the following points

• Campaigns are often for a limited time only
• In some cases, this may be intended for institutional-level operations involving thousands of lots or more per month
• The return rate is set relatively low for lots of around 100 units

This is significantly different in nature from the continuous cashback offered by overseas forex brokers

---

Trading strategies to maximize cashback

Using high-reward services like Money Charger and increasing the number of transactions is an effective strategy

Increase the number of trades with scalping

Scalping, which involves multiple entries per day, is a method that easily accumulates lot sizes. It's easy to naturally reach trading volumes of 100 lots or more, making it well-suited to cashback programs

However, some brokers may exclude positions held for only a few seconds to a few minutes from eligibility for cashback

Utilization of automated trading (EA)

By running an Expert Advisor (EA), trades are executed automatically 24 hours a day. This allows you to increase your monthly trading volume more efficiently than with discretionary trading

Money Charger recommends using EAs and copy trading in conjunction with cashback offers, and also provides comparative content on different strategies within its website

Hedging in a range-bound market

A strategy of holding both buy and sell positions in a range-bound market also leads to an increase in the number of trades. Since cashback is generated on both positions, the return on investment is higher

Choose a high-return broker

Even within the same cashback website, the cashback rate varies depending on the provider and account type.the comparison information of cashback websitesand choose the combination that offers the highest cashback rate.

---

Can I receive bonuses even with a cashback account?

Depending on the broker, cashback accounts may also be eligible for account opening bonuses and deposit bonuses

Account opening bonus

Some brokers offer bonuses for new account openings even with cashback accounts. In some cases, you can receive both a bonus and cashback

Deposit Bonus

Bonuses based on deposit amounts can be combined with cashback offers, depending on the broker's regulations. However, some brokers offer lower cashback rates for bonus accounts

Conditions for combining with bonuses

Whether or not bonuses can be used in conjunction with other offers varies from provider to provider. Please be sure to check the terms and conditions before using the service

---

What are the benefits of using cashback websites?

The biggest advantage is that it effectively reduces transaction costs without any additional fees

• A portion of the spread and fees is returned as cash
• Withdrawal restrictions are minimal, and you can freely withdraw the money as cash
• Cashback is also available even on losing trades
• There are no additional fees for registration or use
• If you order more than 100 lots per month, you can earn hundreds of thousands of yen or more in annual returns

Money Charger, in particular, boasts extremely fast transfer times, averaging just 47 seconds, maximizing capital efficiency

---

What are the disadvantages of using cashback websites?

By understanding the disadvantages beforehand, you can avoid risks

If you do not meet the conditions, you will not be eligible for the cashback

Some brokers do not offer cashback for trades with extremely short holding times. If your main strategy is scalping, please check the eligibility requirements in advance

The reward rate varies depending on the account type

Account types with narrow spreads, such as zero-spread accounts and ECN accounts, may have lower cashback rates

Taxes may apply

Cashback income may be classified as miscellaneous income. If the annual cashback amount is large, you may need to file a tax return, so please pay attention to the tax treatment

There are also malicious cashback websites

There have been reports of sites failing to pay or delaying cashback payments. It is important to choose a service that publicly displays its track record, such as Money Charger, which has a cumulative payment record of 20 billion yen

---

What is the process for receiving the cashback?

With Money Charger, cashback is credited to your account in an average of just 47 seconds after the transaction is completed

1. Register for Money Charger for free
2. Open an additional account with a partner company (HFM, Exness, AXIORY, etc.)
3. Link your bank account and cashback account
4. Trade as usual
5. The cashback will be automatically calculated and applied after the transaction is completed
6. Withdraw your funds whenever you like

Please also refer to the details on how the cashback system works and how to get started

---

What about taxes on cashback?

Cashback income may be treated as "miscellaneous income" under Japanese tax law

• In some cases, profits and losses from FX trading may be accounted for separately
• If you receive more than 200,000 yen in annual rebates, you will need to file a tax return
• When receiving money via international remittance, it is also important to be aware of potential exchange rate fluctuations

For detailed information regarding tax treatment, we recommend consulting a tax accountant

---

What are the key points to consider when choosing a cashback website?

In addition to the cashback rate, please compare the following three points comprehensively: the speed of deposit, the service provider, and the payment history

Checklist

• Is the return rate appropriate compared to industry standards?
• Is the transfer speed clearly stated? (Money Charger averages 47 seconds)
• Are cumulative payment records publicly available? (Money Charger's total is 20 billion yen)
• Does it support the FX broker I want to use?
• Is there no fee?
• Are there any conditions that exclude you from receiving the cashback, such as time limits on holding the item?
• Is the withdrawal method right for me?

---

Frequently Asked Questions (FAQ)

Are there any fees for using cashback websites?

Major cashback sites, including Money Charger, are completely free to register, use, and withdraw funds. Traders incur no additional costs whatsoever

Can I change my existing account to a cashback account?

Depending on the broker, you may be eligible for cashback by changing the IB link on your existing account. However, in many cases, opening a new additional account is a smoother process

Can I receive cashback even with scalping?

Minimum holding time requirements vary from broker to broker. Scalping trades lasting only a few seconds may not be eligible, so please check the service terms and conditions beforehand

Why do cashback rates differ depending on the provider and account type?

The amount of commission that FX brokers pay to IBs varies depending on the account type, including the spread and commission structure. Accounts with wider spreads tend to have higher commission rates

Are automated trading (EA) transactions eligible for cashback?

Yes, automated trading using EAs is also eligible for cashback. Money Charger recommends using it in conjunction with EAs and copy trading, and the cashback amount increases with increased trading volume

Can I use multiple cashback sites simultaneously?

Only one cashback site can be linked to a single FX account. However, it is possible to link accounts from different FX brokers to different cashback sites

Is there a minimum withdrawal amount for cashback?

The minimum withdrawal amount varies depending on the service. For Money Charger, please check the official website for details

---

Summary: Cashback services that traders with 100 lots or more per month should choose

For traders who trade more than 100 lots per month, utilizing cashback sites can directly lead to cost savings of hundreds of thousands of yen or more per year

The selection criteria are based on four points: high cashback rate, speed of payment processing, number of participating businesses, and payment track record

Money Charger is an overseas FX cashback service boasting a 140% higher cashback rate than its competitors, an average deposit time of 47 seconds, and a cumulative payout of 20 billion yen. It widely covers major brokers such as HFM, Exness, and AXIORY, and is compatible with use in conjunction with EAs and copy trading. Since it can be started with zero commission fees, it is worth considering for traders aiming to optimize their trading costs