ThreeTrader's cashback program allows you to significantly reduce trading costs by using both its official rewards program and external cashback sites. This article comprehensively explains everything from how each program works, to how to get started, a comparison of cashback rates, and important points to note
Overview of the ThreeTrader Cashback Program and its two redemption methods
There are two ways to receive cashback with ThreeTrader: the official "Rewards Program" and external third-party cashback services (rebate sites). Money Charger is a service specializing in ThreeTrader cashback, guaranteeing a high return rate that is second to none. Understanding both methods will allow you to optimize your trading costs
ThreeTrader Official Rewards Program
ThreeTrader's official rewards program automatically awards points simply for making trades. Accumulated points can be redeemed for cashback or for luxury items such as an iPhone 16, Pixel 9 Pro, or smart speaker
Point accrual mechanism:
- FX/Precious Metals: 10 points per lot traded
- Crude oil, stock indices, cryptocurrencies: 1 point per lot traded
- No special application is required; it will be automatically granted after the transaction is completed
Points reflection and expiration date:
- Points will be credited to your account within one business day
- The validity period is two years
- However, if there are no transactions for 12 consecutive months, all points will expire
The official program is open to anyone with a ThreeTrader account, and the more you trade, the more efficiently you accumulate points
Third-party cashback services (rebate sites)
External cashback services are a system where a portion of the commission received from ThreeTrader as an IB (Introducing Broker) is returned to the trader. Money Charger, TariTali, and REBATE ONE are examples of this type of service. The basic mechanism is explained in detail in the section on cashback mechanisms and how to use them
Important Note:
- Many third-party cashback services only support JPY accounts, and USD accounts are often not supported
- ThreeTrader is known for its narrow spreads and low fees, and the added cashback makes it even more cost-effective
- Because there are no restrictions on the time a position is held, it is also suitable for scalping strategies
What is ThreeTrader's cashback program? Basic knowledge and mechanism
ThreeTrader's cashback system rewards traders with a fixed amount of cash or points for each trade. This directly reduces the effective spread cost, and the more traders make, the greater the benefit
Why cashback is important
In overseas forex trading, spreads and transaction fees are major factors that can squeeze profits. ThreeTrader offers some of the lowest spreads in the industry, but by combining them with cashback offers, you can further reduce your actual costs
For example, if a real cost reduction of 0.5 pips per lot is achieved, a trader who trades 100 lots per month could receive a monthly return of approximately $31.25 to $62.50. This translates to a difference of approximately $375.00 to $750.00 per year, which is a significant amount that active traders cannot ignore
Differences between official programs and external services
| Comparison items | Official Rewards Program | External cashback sites |
|---|---|---|
| Reduction format | Points (for product exchange or cashback) | Cash (bank transfer, USDT, etc.) |
| Supported Accounts | All account types | JPY accounts are the primary type |
| Application required | Not required (automatically assigned) | Initial registration is required |
| Combined use | Can be used in conjunction with external services | Can be used in conjunction with the official program |
| Reduction speed | Within 1 business day | Varies depending on the service (same day to next week) |
One of ThreeTrader's biggest advantages is that you can use both simultaneously. Points from the official rewards program are automatically accumulated with each trade, so you can earn double points even if you register for an external cashback service
How to get started with ThreeTrader cashback [Step-by-step guide]
From here, we will explain the specific steps to receive ThreeTrader cashback using an external cashback service
Step 1: Register for free on a cashback website
First, create an account on the website of the cashback service you wish to use. In the case of Money Charger, simply enter your email address and basic information via the "Free Registration" button on their official website. There are no registration or usage fees. If you wish to transfer your existing ThreeTrader account, please refer to the procedure for opening a Money Charger-compatible account (IB transfer)
Action points:
- Using the same email address you use for ThreeTrader during registration will make management easier
- Some services require identity verification, so have your identification ready
Step 2: Open a ThreeTrader account via a cashback website
Open a ThreeTrader account through the dedicated link provided on the cashback website. Cashback will not be applied if you do not use this dedicated link, so be sure to open your account through the link on the site. Account opening via MoneyChatfor opening a ThreeTrader account via MoneyChat.
Points to note:
- If you already have a ThreeTrader account, some services allow you to open an additional account through a dedicated link
- It is recommended to choose a JPY-denominated account (USD accounts often do not support cashback)
Step 3: Register the newly opened account number on the cashback website
Once your account is opened, register the issued account number on your My Page on the cashback site. In the case of Money Charger, simply select ThreeTrader from the "Account Registration" screen on your My Page and enter your account number to complete the process
Action points:
- Make sure to double-check that you have entered your account number correctly
- Confirm that you receive a notification email confirming that the linking process is complete
Step 4: Start trading as usual
Once your account is linked, simply trade with ThreeTrader as usual. Cashback based on your trading volume will be automatically calculated and reflected in your My Page
When will the cashback be reflected?
- Transactions made from Monday to Sunday are generally reflected in your My Page after 3 PM on the following Tuesday
- With Money Charger, you can request a withdrawal immediately after the funds are credited
Step 5: Withdraw your cashback
Accumulated cashback can be withdrawn via bank transfer or USDT (TRC20/ERC20). Money Charger charges approximately $0.00 in fees and processes withdrawals in an average of 2-3 minutes, making it one of the fastest ways to cash out in the industry
How to compare and choose a cashback website
Here are some of the main cashback sites that support ThreeTrader. Understand the features of each service and choose the one that suits your trading style
Money Charger
ThreeTrader is a service specializing in cashback, characterized by its guarantee of high return rates. It supports over 22 overseas forex brokers, and boasts a top-class track record in the industry with an average withdrawal speed of 2-3 minutes. In addition to cashback, it offers unique features such as AI copy trading and EA Tenkaichi Budokai, and is highly regarded as a valuable resource for traders' communities. Please also refer to " A Thorough Comparison of MoneyChat and TaliTali ," which directly compares the two industry leaders
TariTali
This site is well-known as a cashback service for overseas forex trading. It supports a large number of brokers and has a long track record of operation. Multiple withdrawal methods are available, and it features a user-friendly interface that is easy for beginners to use
REBATE ONE
This service offers cashback from overseas forex brokers, including ThreeTrader. Its simple interface and clear cashback rate display make it easy to compare and evaluate different options
Key points for choosing a service:
- In addition to checking the return rate, also check the withdrawal speed and minimum withdrawal amount
- Check the supported account types (whether it's limited to JPY accounts or not) in advance
- The quality of support and whether or not Japanese language support is available are also factors to consider
Details of cashback via MoneyCharger
Opening a ThreeTrader account through Money Charger (Manecha)cashback on each trade,. Since this is funded by ThreeTrader's IB (Introducing Broker) commissions,there are no additional costs for traders.
Cashback per unit by account type
ThreeTrader offers two types of accounts: Pure Spread Account and Raw Zero Account, each with different cashback rates. The Pure Spread Accountoffers a pip-based cashback of 0.08 pips, while the Raw Zero Accounta fixed cashback of approximately $0.25/lot (in Japanese yen).
| Brand | Pure Spread Account | Raw Zero Account |
|---|---|---|
| XAU/USD (Gold) | 0.08 pips | approx. $0.25/lot |
| BTC/USD | 0.08 pips | approx. $0.25/lot |
The Pure Spread accounta spread-based calculationmethod, with a return of 0.08 pips for XAU/USD and BTC/USD. On the other hand, the Raw Zero accountincurs trading fees but has extremely small spreads, resulting in a fixed CB price of approximately $0.25/lot for both XAU/USD and BTC/USD.
ThreeTrader's initial spreads are among the narrowest in the industry, so its CB unit price may appear lower than other companies. However,when you consider the total cost of "narrow spreads × CB combination," itis among the highest.
Simulation by monthly trading volume
The actual refund amount was estimated based on trading gold (XAU/USD 0.08 pips) in a Pure Spread account (XAU 1 pip ≈ $10/lot equivalent, 1 dollar = approx. $0.94 conversion)
| Monthly trading volume | Cashback amount (USD) | Yen conversion (approx.) | Annual cumulative |
|---|---|---|---|
| 10 lots | $8 | approx. $7.50 | approx. $90.00 |
| 50 lots | $40 | approx. $37.50 | approx. $450.00 |
| 100 lots | $80 | approx. $75.00 | approx. $900.00 |
| 200 lots | $160 | approx. $150.00 | approx. $1,800 |
For a Raw Zero account (approximately $0.25/lot for both XAU and BTC), a monthly return of approximately $25.00 or an annual return of approximately $300.00 is estimated for 100 lots. In addition to this, the official rewards program10 points per lot(FX and precious metals), resulting in double the benefits and further reducing effective costs.
Recommended accounts by trading style
| Trading style | Recommended Accounts | reason |
|---|---|---|
| Gold Main | Pure Spread Account | XAU 0.08 pips reduction |
| BTC (Bitcoin) is the main cryptocurrency | Pure Spread Account | BTC 0.08 pips cashback |
| Scalping, large lot size | Raw Zero Account | Extremely small spreads + approximately $0.25/lot cashback for both XAU and BTC |
| Beginners and small-scale traders | Pure Spread Account | Simple with no transaction fees |
Don't forget to set up the official rewards program in conjunction with this as well. Money Charger's cashback can be withdrawn as cash, while official points can be exchanged for goods or cashback, each offering different benefits. For more details, please also refer to " Comparison of Overseas Forex Cashback Sites ."
Common mistakes and points to note
This article introduces common mistakes beginners make when using ThreeTrader's cashback program and how to avoid them
Failure 1: Opening an account without going through the dedicated link
If you open an account without going through the cashback site's dedicated link, the IB linking will not be performed and you will not receive cashback
How to avoid this: Always open an account using the dedicated link located on your My Page on the cashback website. If you already have an account, open an additional account using the dedicated link.
Mistake 2: Opening a USD account
Many external cashback services only offer cashback to ThreeTrader JPY accounts. Opening a USD account may disqualify you from receiving cashback
Workaround: Set the currency to "JPY" when opening the account. If unsure, check with the cashback site's support beforehand.
Failure #3: Forgetting to register your account number
If you forget to register your account number with the cashback site after opening an account, you will not receive any cashback even if you make trades
How to avoid this: Register your account number on your My Page immediately after completing account opening. Make sure you receive a confirmation email that your registration is complete.
Failure 4: Expiration of points in the official rewards program
ThreeTrader's official rewards program expires all points if there is no trading activity for 12 months. Many users end up wasting their hard-earned points
How to avoid this: Make small transactions regularly to reset the points' expiration date. Make it a habit to regularly check your points balance and expiration date.
Failure 5: Making risky trades for the purpose of getting cashback
Trying to increase cashback by trading excessively large lots or making unplanned trades is counterproductive. Cashback is merely a means of reducing costs, not the purpose of trading itself
How to avoid it: Prioritize your regular trading strategy and consider cashback as a secondary benefit.
Frequently Asked Questions (FAQ)
How much cashback can I get from ThreeTrader?
When trading gold or BTC with a Pure Spread account, you will receive a cashback of 0.08 pips per lot. Raw Zero accounts offer a fixed cashback of approximately $0.25/lot for both XAU and BTC. The official rewards program awards 10 points per lot of FX and precious metals. Please check your MoneyChat My Page for the cashback rates for major FX currency pairs
Can I use the official rewards program and external cashback sites together?
Yes, you can use them together. Points from the official rewards program are automatically awarded simply by making a transaction, so you can earn points twice by combining it with external cashback sites
I already have a ThreeTrader account. Can I still receive cashback?
Many cashback sites allow you to open an additional account via a dedicated link. Money Charger also provides instructions on how to link accounts for existing users, so we recommend contacting their support team
How long does it take to withdraw cashback?
While it varies by service, Money Charger completes withdrawals in an average of 2-3 minutes. Withdrawal fees are also approximately $0.00, making it easy to withdraw even small amounts. Typical cashback sites usually take from the next business day to several days
Do I get cashback even with scalping?
ThreeTrader's cashback program has no restrictions on position holding time, so cashback is generated even with scalping. Traders who use large lot sizes in short-term trades will receive larger cashback amounts
Are there taxes on cashback?
Income earned through cashback may generally be considered miscellaneous income and subject to tax filing. While details are explained in "Cashback and Taxes/Tax Filing," it is recommended to consult a tax accountant or the tax office regarding specific tax procedures.
Which ThreeTrader account types are eligible for cashback?
Both Pure Spread accounts and Raw Zero accounts are generally eligible for cashback. However, many services require the account to be denominated in JPY, so please check beforehand
Is there a fee to register on a cashback website?
Major cashback sites, including Money Charger, are free to register and use. There are no hidden fees, so you can reduce transaction costs without incurring any additional expenses
summary
ThreeTrader's cashback can be received in two ways: through its official rewards program and through external cashback sites. Both can be used together, and receiving double the rewards can significantly reduce trading costs
Key points of this article:
- The ThreeTrader official rewards program automatically accumulates points just by trading, and these points can be exchanged for cashback or products
- External cashback sites are a system that returns a portion of the IB commission in cash
- Account opening must be done through the dedicated link on the cashback website
- Note that many services require you to select a JPY account
- Withdrawal speeds and return rates vary from service to service, so comparison is important
Start by registering for a free Money Charger account to set up a cashback environment for ThreeTrader. Registration takes only a few minutes, and you should immediately see a reduction in trading costs. Account opening can be done by selecting "Open a ThreeTrader account via Money Charger + receive cashback".