Overseas FX Cashback Service - Money Charger

Threetrader Cashback

How to Receive ThreeTrader Cashback | All Conditions and Cashback Rates Explained

/ / Author: MoneyChat Editorial Department

ThreeTrader's cashback program allows you to significantly reduce trading costs by using both its official rewards program and external cashback sites. This article comprehensively explains everything from how each program works, to how to get started, a comparison of cashback rates, and important points to note


Overview of the ThreeTrader Cashback Program and its two redemption methods

There are two ways to receive cashback with ThreeTrader: the official "Rewards Program" and external third-party cashback services (rebate sites). Money Charger is a service specializing in ThreeTrader cashback, guaranteeing a high return rate that is second to none. Understanding both methods will allow you to optimize your trading costs

ThreeTrader Official Rewards Program

ThreeTrader's official rewards program automatically awards points simply for making trades. Accumulated points can be redeemed for cashback or for luxury items such as an iPhone 16, Pixel 9 Pro, or smart speaker

Point accrual mechanism:

  • FX/Precious Metals: 10 points per lot traded
  • Crude oil, stock indices, cryptocurrencies: 1 point per lot traded
  • No special application is required; it will be automatically granted after the transaction is completed

Points reflection and expiration date:

  • Points will be credited to your account within one business day
  • The validity period is two years
  • However, if there are no transactions for 12 consecutive months, all points will expire

The official program is open to anyone with a ThreeTrader account, and the more you trade, the more efficiently you accumulate points

Third-party cashback services (rebate sites)

External cashback services are a system where a portion of the commission received from ThreeTrader as an IB (Introducing Broker) is returned to the trader. Money Charger, TariTali, and REBATE ONE are examples of this type of service. The basic mechanism is explained in detail in the section on cashback mechanisms and how to use them

Important Note:

  • Many third-party cashback services only support JPY accounts, and USD accounts are often not supported
  • ThreeTrader is known for its narrow spreads and low fees, and the added cashback makes it even more cost-effective
  • Because there are no restrictions on the time a position is held, it is also suitable for scalping strategies

What is ThreeTrader's cashback program? Basic knowledge and mechanism

ThreeTrader's cashback system rewards traders with a fixed amount of cash or points for each trade. This directly reduces the effective spread cost, and the more traders make, the greater the benefit

Why cashback is important

In overseas forex trading, spreads and transaction fees are major factors that can squeeze profits. ThreeTrader offers some of the lowest spreads in the industry, but by combining them with cashback offers, you can further reduce your actual costs

For example, if a real cost reduction of 0.5 pips per lot is achieved, a trader who trades 100 lots per month could receive a monthly return of approximately $31.25 to $62.50. This translates to a difference of approximately $375.00 to $750.00 per year, which is a significant amount that active traders cannot ignore

Differences between official programs and external services

Comparison itemsOfficial Rewards ProgramExternal cashback sites
Reduction formatPoints (for product exchange or cashback)Cash (bank transfer, USDT, etc.)
Supported AccountsAll account typesJPY accounts are the primary type
Application requiredNot required (automatically assigned)Initial registration is required
Combined useCan be used in conjunction with external servicesCan be used in conjunction with the official program
Reduction speedWithin 1 business dayVaries depending on the service (same day to next week)

One of ThreeTrader's biggest advantages is that you can use both simultaneously. Points from the official rewards program are automatically accumulated with each trade, so you can earn double points even if you register for an external cashback service


How to get started with ThreeTrader cashback [Step-by-step guide]

From here, we will explain the specific steps to receive ThreeTrader cashback using an external cashback service

Step 1: Register for free on a cashback website

First, create an account on the website of the cashback service you wish to use. In the case of Money Charger, simply enter your email address and basic information via the "Free Registration" button on their official website. There are no registration or usage fees. If you wish to transfer your existing ThreeTrader account, please refer to the procedure for opening a Money Charger-compatible account (IB transfer)

Action points:

  • Using the same email address you use for ThreeTrader during registration will make management easier
  • Some services require identity verification, so have your identification ready

Step 2: Open a ThreeTrader account via a cashback website

Open a ThreeTrader account through the dedicated link provided on the cashback website. Cashback will not be applied if you do not use this dedicated link, so be sure to open your account through the link on the site. Account opening via MoneyChatfor opening a ThreeTrader account via MoneyChat.

Points to note:

  • If you already have a ThreeTrader account, some services allow you to open an additional account through a dedicated link
  • It is recommended to choose a JPY-denominated account (USD accounts often do not support cashback)

Step 3: Register the newly opened account number on the cashback website

Once your account is opened, register the issued account number on your My Page on the cashback site. In the case of Money Charger, simply select ThreeTrader from the "Account Registration" screen on your My Page and enter your account number to complete the process

Action points:

  • Make sure to double-check that you have entered your account number correctly
  • Confirm that you receive a notification email confirming that the linking process is complete

Step 4: Start trading as usual

Once your account is linked, simply trade with ThreeTrader as usual. Cashback based on your trading volume will be automatically calculated and reflected in your My Page

When will the cashback be reflected?

  • Transactions made from Monday to Sunday are generally reflected in your My Page after 3 PM on the following Tuesday
  • With Money Charger, you can request a withdrawal immediately after the funds are credited

Step 5: Withdraw your cashback

Accumulated cashback can be withdrawn via bank transfer or USDT (TRC20/ERC20). Money Charger charges approximately $0.00 in fees and processes withdrawals in an average of 2-3 minutes, making it one of the fastest ways to cash out in the industry


How to compare and choose a cashback website

Here are some of the main cashback sites that support ThreeTrader. Understand the features of each service and choose the one that suits your trading style

Money Charger

ThreeTrader is a service specializing in cashback, characterized by its guarantee of high return rates. It supports over 22 overseas forex brokers, and boasts a top-class track record in the industry with an average withdrawal speed of 2-3 minutes. In addition to cashback, it offers unique features such as AI copy trading and EA Tenkaichi Budokai, and is highly regarded as a valuable resource for traders' communities. Please also refer to " A Thorough Comparison of MoneyChat and TaliTali ," which directly compares the two industry leaders

TariTali

This site is well-known as a cashback service for overseas forex trading. It supports a large number of brokers and has a long track record of operation. Multiple withdrawal methods are available, and it features a user-friendly interface that is easy for beginners to use

REBATE ONE

This service offers cashback from overseas forex brokers, including ThreeTrader. Its simple interface and clear cashback rate display make it easy to compare and evaluate different options

Key points for choosing a service:

  • In addition to checking the return rate, also check the withdrawal speed and minimum withdrawal amount
  • Check the supported account types (whether it's limited to JPY accounts or not) in advance
  • The quality of support and whether or not Japanese language support is available are also factors to consider

Details of cashback via MoneyCharger

Opening a ThreeTrader account through Money Charger (Manecha)cashback on each trade,. Since this is funded by ThreeTrader's IB (Introducing Broker) commissions,there are no additional costs for traders.

Cashback per unit by account type

ThreeTrader offers two types of accounts: Pure Spread Account and Raw Zero Account, each with different cashback rates. The Pure Spread Accountoffers a pip-based cashback of 0.08 pips, while the Raw Zero Accounta fixed cashback of approximately $0.25/lot (in Japanese yen).

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BrandPure Spread AccountRaw Zero Account
XAU/USD (Gold)0.08 pipsapprox. $0.25/lot
BTC/USD0.08 pipsapprox. $0.25/lot
*Based on MoneyChat's official CB unit price list (as of June 2026). Please check your MoneyChat My Page for the latest unit prices. Please check your MoneyChat My Page for the return unit prices for major FX currency pairs

The Pure Spread accounta spread-based calculationmethod, with a return of 0.08 pips for XAU/USD and BTC/USD. On the other hand, the Raw Zero accountincurs trading fees but has extremely small spreads, resulting in a fixed CB price of approximately $0.25/lot for both XAU/USD and BTC/USD.

ThreeTrader's initial spreads are among the narrowest in the industry, so its CB unit price may appear lower than other companies. However,when you consider the total cost of "narrow spreads × CB combination," itis among the highest.

Simulation by monthly trading volume

The actual refund amount was estimated based on trading gold (XAU/USD 0.08 pips) in a Pure Spread account (XAU 1 pip ≈ $10/lot equivalent, 1 dollar = approx. $0.94 conversion)

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Monthly trading volumeCashback amount (USD)Yen conversion (approx.)Annual cumulative
10 lots$8approx. $7.50approx. $90.00
50 lots$40approx. $37.50approx. $450.00
100 lots$80approx. $75.00approx. $900.00
200 lots$160approx. $150.00approx. $1,800

For a Raw Zero account (approximately $0.25/lot for both XAU and BTC), a monthly return of approximately $25.00 or an annual return of approximately $300.00 is estimated for 100 lots. In addition to this, the official rewards program10 points per lot(FX and precious metals), resulting in double the benefits and further reducing effective costs.

Recommended accounts by trading style

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Trading styleRecommended Accountsreason
Gold MainPure Spread AccountXAU 0.08 pips reduction
BTC (Bitcoin) is the main cryptocurrencyPure Spread AccountBTC 0.08 pips cashback
Scalping, large lot sizeRaw Zero AccountExtremely small spreads + approximately $0.25/lot cashback for both XAU and BTC
Beginners and small-scale tradersPure Spread AccountSimple with no transaction fees

Don't forget to set up the official rewards program in conjunction with this as well. Money Charger's cashback can be withdrawn as cash, while official points can be exchanged for goods or cashback, each offering different benefits. For more details, please also refer to " Comparison of Overseas Forex Cashback Sites ."


Common mistakes and points to note

This article introduces common mistakes beginners make when using ThreeTrader's cashback program and how to avoid them

Failure 1: Opening an account without going through the dedicated link

If you open an account without going through the cashback site's dedicated link, the IB linking will not be performed and you will not receive cashback

How to avoid this: Always open an account using the dedicated link located on your My Page on the cashback website. If you already have an account, open an additional account using the dedicated link.

Mistake 2: Opening a USD account

Many external cashback services only offer cashback to ThreeTrader JPY accounts. Opening a USD account may disqualify you from receiving cashback

Workaround: Set the currency to "JPY" when opening the account. If unsure, check with the cashback site's support beforehand.

Failure #3: Forgetting to register your account number

If you forget to register your account number with the cashback site after opening an account, you will not receive any cashback even if you make trades

How to avoid this: Register your account number on your My Page immediately after completing account opening. Make sure you receive a confirmation email that your registration is complete.

Failure 4: Expiration of points in the official rewards program

ThreeTrader's official rewards program expires all points if there is no trading activity for 12 months. Many users end up wasting their hard-earned points

How to avoid this: Make small transactions regularly to reset the points' expiration date. Make it a habit to regularly check your points balance and expiration date.

Failure 5: Making risky trades for the purpose of getting cashback

Trying to increase cashback by trading excessively large lots or making unplanned trades is counterproductive. Cashback is merely a means of reducing costs, not the purpose of trading itself

How to avoid it: Prioritize your regular trading strategy and consider cashback as a secondary benefit.


Frequently Asked Questions (FAQ)

How much cashback can I get from ThreeTrader?

When trading gold or BTC with a Pure Spread account, you will receive a cashback of 0.08 pips per lot. Raw Zero accounts offer a fixed cashback of approximately $0.25/lot for both XAU and BTC. The official rewards program awards 10 points per lot of FX and precious metals. Please check your MoneyChat My Page for the cashback rates for major FX currency pairs

Can I use the official rewards program and external cashback sites together?

Yes, you can use them together. Points from the official rewards program are automatically awarded simply by making a transaction, so you can earn points twice by combining it with external cashback sites

I already have a ThreeTrader account. Can I still receive cashback?

Many cashback sites allow you to open an additional account via a dedicated link. Money Charger also provides instructions on how to link accounts for existing users, so we recommend contacting their support team

How long does it take to withdraw cashback?

While it varies by service, Money Charger completes withdrawals in an average of 2-3 minutes. Withdrawal fees are also approximately $0.00, making it easy to withdraw even small amounts. Typical cashback sites usually take from the next business day to several days

Do I get cashback even with scalping?

ThreeTrader's cashback program has no restrictions on position holding time, so cashback is generated even with scalping. Traders who use large lot sizes in short-term trades will receive larger cashback amounts

Are there taxes on cashback?

Income earned through cashback may generally be considered miscellaneous income and subject to tax filing. While details are explained in "Cashback and Taxes/Tax Filing," it is recommended to consult a tax accountant or the tax office regarding specific tax procedures.

Which ThreeTrader account types are eligible for cashback?

Both Pure Spread accounts and Raw Zero accounts are generally eligible for cashback. However, many services require the account to be denominated in JPY, so please check beforehand

Is there a fee to register on a cashback website?

Major cashback sites, including Money Charger, are free to register and use. There are no hidden fees, so you can reduce transaction costs without incurring any additional expenses


summary

ThreeTrader's cashback can be received in two ways: through its official rewards program and through external cashback sites. Both can be used together, and receiving double the rewards can significantly reduce trading costs

Key points of this article:

  • The ThreeTrader official rewards program automatically accumulates points just by trading, and these points can be exchanged for cashback or products
  • External cashback sites are a system that returns a portion of the IB commission in cash
  • Account opening must be done through the dedicated link on the cashback website
  • Note that many services require you to select a JPY account
  • Withdrawal speeds and return rates vary from service to service, so comparison is important

Start by registering for a free Money Charger account to set up a cashback environment for ThreeTrader. Registration takes only a few minutes, and you should immediately see a reduction in trading costs. Account opening can be done by selecting "Open a ThreeTrader account via Money Charger + receive cashback".

MoneyChat Editorial Department

The person who wrote this article

MoneyChat Editorial Department

The Money Charger editorial team is the official editorial team behind Money Charger, which has a cumulative cashback payment record of over approx. $125M. We publish information based on direct partnerships with 25+ overseas Forex brokers.

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