With EBC Financial Group, if you use the cashback program via Moneycha, **cashback is generated every time you make a transaction and reflected in your Moneycha My Page**. This is a benefit unique to Moneycha that you cannot get by simply registering directly through the official website
### Cashback Mechanism
Moneycha is an official IB partner of EBC Financial Group. When you open an account and trade through Moneycha, a portion of the IB commission paid to Moneycha by EBC Financial Group is returned to you as a trader
– Trading conditions, spreads, and support are **exactly the same** as official direct registration.
– There are **absolutely no** additional costs.
– Cashback is earned on every trade.
### Official Direct Registration vs. Registration via MoneyChat
| Item | Register directly from the official site | Via Money Chat |
|——|—————-|————|
| Cashback | ❌ None | ✅ Available |
| Registration Effort | Same | Same |
| Trading Conditions | Same as EBC official site | Same as EBC official site |
| Japanese Support | EBC only | EBC + Money Chat (2 options) |
| Additional Benefits | None | EA / Copy Trading / Gacha / Tournaments, etc. |
### Cashback rates by account type
| Account Type | FX/BTC | XAU/USD |
|———–|——–|———|
| STD Account | **4.20 USD/lot** | **4.20 USD/lot** |
| PRO Account | **4.20 USD/lot** | **0.70 USD/lot** |
*Cashback rates may vary. Please check the official MoneyChat website for the latest information
### How to receive your cashback
By registering for free with Moneycha and opening an account with EBC Financial Group through the referral link, the cashback will be reflected in your Moneycha My Page. In addition to withdrawing the money and receiving it as cash, you can also use Moneycha's unique benefits (OMEGA EA, AI Copy Trading, Tenkaichi Budokai, Gacha, etc.)
### Conditions for receiving cashback
| Conditions | Details |
|——|——|
| Minimum holding time | None |
| When using bonus | No restrictions |
| When zero cut occurs | No restrictions |
| Reflection timing | Transactions from Wednesday to Tuesday are reflected together on the following Wednesday (once a week) |
*Referral code "V7037780" is required
### How to open an account
#### New Account Opening:
Open an account through the official website → Register your account with MoneyChat
#### Linking Additional/Existing Accounts
Contact EBC Support (cs.jp@ebc.com) with the referral code "V7037780" and your request to change your IB link → Register your account on MoneyChat
### FAQ
**Q. When will the cashback be reflected?**
Transactions from Wednesday to Tuesday will be reflected all at once on the following Wednesday (once a week).
**Q. I already have an EBC account, am I eligible?**
Existing accounts are generally not eligible, but it may be possible to accommodate you by opening an additional account or changing the linked account. Please contact EBC Support (cs.jp@ebc.com) with the referral code "V7037780" and your request to change the linked IB account → then register your account on MoneyChat.
**Q. Is there a limit to the cashback?**
There is no limit to the cashback you can receive based on your trading volume. The more you trade, the more cashback you accumulate.
**Risk Warning**: Forex trading involves risks. Please invest only with funds you can afford to lose
