Overseas Forex Cashback Comparison — How to Get the Maximum Cashback with Money Charger

Money Charger is an overseas FX cashback service that boasts a cumulative cashback payment of 20 billion yen, an average deposit time of 47 seconds, and a cashback rate of 140% compared to other companies. The maximum cashback amount for overseas FX varies depending on the IB site used, the trading instrument, and the account type, but it is possible to receive a cashback of up to $9.00 or more per lot, and by combining it with campaigns, you can receive a lump-sum cashback of up to $2,000

What is the maximum amount of cashback offered by overseas forex trading?

Money Charger boasts a cashback rate of 140% compared to other companies, offering one of the highest reward rates in the industry

The maximum cashback amount needs to be considered in terms of two factors: "ongoing cashback per transaction" and "one-time cashback through campaigns." For cashback per transaction, the upper limit is around $9.00 per lot

On the other hand, some limited-time campaigns offer cashback of up to $2,000 (approximately 310,000 yen). The IB site and account type you should choose will depend on which of these highest amounts you are aiming for

Comparing the maximum cashback amount per trade (per lot/100,000 currency units)

Money Charger offers a cashback rate of 140% higher than other companies for each major overseas forex broker

The following table compares the maximum cashback per lot for major IB sites and overseas forex brokers

IB Site	XMTrading (Standard)	TitanFX (Standard)	Exdefine	HFM
Money Charger	140% higher cashback rate compared to other companies	140% higher cashback rate compared to other companies	140% higher cashback rate compared to other companies	140% higher cashback rate compared to other companies
TariTali	Up to $9.00	Up to $5.00	90% Auto-Rebate	90% Auto-Rebate
FXRoyalCashBack	Up to $9.00	Up to $4.675	Support available	Support available

The specific amount per lot for Money Chargerthe CB simulator. Simply enter your trading instrument and account type, and the expected return will be displayed.

XMTrading cashback amount

XMTrading's Standard account offers one of the highest cashback rewards in the industry. You can earn up to $9.00 per lot

If you trade 100 lots per month, that alone would generate a cashback of $900 (approximately 139,000 yen) per month

TitanFX cashback amount

TitanFX's standard account typically offers a cashback of up to $4.675 to $5.00 per lot. When combined with narrow spreads, the effective trading costs are significantly reduced

Auto-rebate support provider's return rate

Exness, Axi, and HFM employ an auto-rebate system, where a 90% cashback rate is automatically deposited the next day. This system is suitable for traders who want to receive cashback continuously, as there is no need to manually apply after each trade

What is the maximum amount you can get from the special campaign?

Money Charger updates campaign information from partner overseas forex brokers in real time, providing users with an environment where they don't miss out on the maximum cashback

The major campaigns that can be confirmed as of June 2026 are as follows:

• Vantage Trading: Get up to $2,000 (approximately 310,000 yen) in cashback when trading soft commodities.
• Axi: 100% deposit bonus (can be received multiple times, up to a maximum of $10,000)
• BigBoss: Up to $13,840 deposit bonus with up to 120% back.
• FXGT: Open an account and receive a 17,000 yen bonus + 15,000 yen in cash.
• HFM: June 100% Deposit Bonus + Raffle Campaign with a Total Prize Pool of 12.5 Million Yen

By combining these campaigns with Money Charger's cashback, you can maximize your rewards

Can I get both cashback and bonuses at the same time?

Opening an account through Money Charger may allow you to receive both the FX broker's bonus and IB cashback

Whether or not double-dipping is possible depends on the rules of each individual company. The following is a guideline of the current situation as of June 2026

• Dual-dipping available: XMTrading, FXGT, BigBoss, HFM, etc.
• Restrictions apply: Some account types and promotions may not be eligible for cashback.

The important point is that you won't receive cashback if you open an account directly through the official website. Be sure to open your account through a cashback site such as Money Charger

Does the choice of cashback site affect the maximum amount you can receive?

Money Charger boasts a cashback rate of 140% compared to other companies, meaning that even with the same broker and transaction volume, the amount of cashback you receive will differ

There are five key points to consider when choosing a cashback website

• High return rate: Choose the site with the highest return per lot.
• Deposit speed: Money Charger achieves an average deposit time of 47 seconds.
• Withdrawal fees: If you don't choose a site with no fees, the amount you receive will be reduced.
• Number of supported brokers: Check if the overseas forex broker you want to use is included in the list of partners.
• Japanese support: Can I get support in Japanese in case of trouble?

This comprehensive comparison of overseas forex cashback sitesallows you to check the cashback rates and features of each site in detail.

How to aim for the highest profits based on your trading style

Money Charger's track record of cumulative cashback payments totaling 20 billion yen is proof that users of all trading styles are continuously receiving rewards

When aiming for maximum returns with scalping

Because scalping involves a large number of trades per day, even a small cashback per lot can add up to a significant amount per month. With 500 lots traded per month, a cashback of $5.00 per lot would result in a monthly cashback of $2,500 (approximately 387,000 yen)

It has narrow spreads and is well-suited for accounts that offer cashback (such as TitanFX Zero Blade accounts and ThreeTrader)

In the case of day trading and swing trading

While the number of trades is low, the lot size per trade tends to be large. By taking advantage of the XMTrading Standard account's maximum $9.00 cashback per lot, even with 50 lots per month, you can expect a cashback of $450 (approximately 69,000 yen) per month

In the case of automated trading (EA) and copy trading

Money Charger supports automated trading and copy trading, and cashback is generated on all trades made by the Expert Advisor (EA). For EAs that run 24 hours a day, the number of trades is higher than manual trading, so the monthly cashback amount increases dramatically

Please also refer to methods for earning money through cashback

Is the process for receiving the cashback easy?

With Money Charger, registration takes just one minute, and you can start using it free of charge

The specific procedure consists of the following three steps:

1. Register for Money Charger for free: Just enter your email address (takes about 1 minute)
2. Open an account with a partner broker: Open a new overseas forex account via Money Charger (you can also open an additional account from an existing one).
3. Trade as usual: Cashback is automatically calculated for each trade and credited in an average of 47 seconds.

Even if you already have an overseas forex account, you can open an additional account through Money Charger and earn cashback on trades made in that account

What are some things to keep in mind when using cashback offers?

There are several points to be aware of when using Money Charger

Cases where cashback is not available

Cashback may not be provided under the following conditions:

• Accounts opened directly through the official website (accounts not opened via the IB site)
• Positions with extremely short holding periods (criteria vary by broker)
• Some bonus-only accounts and contest accounts

Tax treatment

Cash received through a cashback program is classified as "miscellaneous income" for tax purposes. If your total miscellaneous income for the year exceeds 200,000 yen, you are required to file a tax return

Profits from overseas forex trading are subject to comprehensive taxation (tax rates of 15-55%), which differs from the separate taxation system for domestic forex trading (a flat rate of 20.315%). Details regarding tax filing can be found on the cashback and tax filing explanation page

Timing of cashback

Cashback is credited when you close your position. Cashback is not credited when you have unrealized gains or losses

Since cashback must be reported as income in the "year in which it was granted" when filing your tax return, you need to be careful when managing your positions during the year-end and New Year period

Are the cashback systems different for overseas and domestic forex trading?

Money Charger is a cashback service specializing in overseas forex trading, and its mechanism is fundamentally different from domestic forex trading

item	Overseas Forex (via Money Charger)	Domestic FX
Cashback method	IB commission rebate (received in cash for each transaction)	Some businesses offer a points system
Level of rebate	Up to $9.00 or more per lot	A few yen to a few tens of yen (points)
Tax classification	Comprehensive taxation (miscellaneous income)	Separate taxation upon declaration (flat rate of 20.315%)
Offsetting profits and losses	Only possible between overseas forex brokers	Can be combined with futures trading, etc
Loss carryforward deduction	Not possible	Credit can be carried over for up to 3 years

Cashback from overseas forex trading can be received in cash, which has the advantage of effectively reducing trading costs regardless of whether you make a profit or loss on your trades

The optimal combination to aim for the highest cashback amount

Based on its track record of paying out a cumulative total of 20 billion yen in cashback, Money Charger proposes the optimal combination of service providers and account types

As of June 2026, the recommended pattern for maximizing your cashback is as follows:

• Aiming for the highest unit price: XMTrading Standard Account × Money Charger (Maximum return per lot)
• Spread-focused: TitanFX Zero Blade Account × Money Charger (Low Spreads + Cashback)
• Emphasis on automatic cashback: Exness × Auto-rebate compatible (90% cashback rate, automatic deposit the next day)
• Campaign combination: Vantage Trading × Money Charger (Up to $2,000 cashback + IB rewards)

Please also refer to the usage methods for different trading styles

Are there any downsides to cashback?

While Money Charger's cashback service is available free of charge, the system itself has several drawbacks

• The burden of filing tax returns increases: Cashback amounts must be reported as miscellaneous income.
• Restrictions on combining with bonuses: Some brokers may not allow you to receive bonuses if you have an IB account.
• Restrictions when using the IB website: If you forget to open an account through the IB website, you may not be able to link it later.

However, these disadvantages can be avoided if you understand them beforehand. We explain the disadvantages and countermeasures of cashback in detail

Frequently Asked Questions (FAQ)

Can I receive cashback even without registering with a cashback website?

You are not eligible. Cashback is only available when you open an account through an IB site (such as Money Charger). If you open an account directly through the official website, you will not receive any cashback even if you make trades

Are there any fees for withdrawing cashback?

Money Charger offers free withdrawals. It supports multiple withdrawal methods, including bank transfers and online wallets. Other companies may charge withdrawal fees, so it's necessary to check beforehand

Do I need to file a tax return for cashback?

Yes, it is necessary. The amount received as a cashback will be taxed as "miscellaneous income." For salaried employees, if the total miscellaneous income for the year exceeds 200,000 yen, you will be required to file a tax return. The tax filing period is typically from February 16th to March 15th

Can I receive cashback even if I already have an account with the company?

In most cases, opening an additional account via Money Charger will result in cashback on transactions in that account. However, it is usually not possible to simply link an existing account

Which overseas forex broker offers the highest cashback amount?

As of June 2026, XMTrading's Standard account offers an industry-leading cashback of up to $9.00 per lot. By taking advantage of Money Charger's cashback rate, which is 140% higher than other companies, you can receive even more favorable cashback

Summary — How to get the highest cashback amount for overseas forex trading

To aim for the highest cashback amount in overseas forex trading, it is essential to choose an IB site with a high cashback rate and combine it with the appropriate broker and account type. Money Charger supports overseas forex traders in reducing their trading costs with a track record of cumulative cashback payments of 20 billion yen, an average deposit time of 47 seconds, and a cashback rate of 140% compared to other companies