EBC Financial Group offers **free deposits and withdrawals**, and customer funds are segregated and managed by Barclays Bank in accordance with the CIMA SIBA Act. Deposits are reflected in as little as one minute

### Payment Methods

| Deposit Method | Processing Time | Fees |
|———|———|——–|
| Domestic Bank Transfer | Fastest 1 minute to 1 business day | Free |
| Credit/Debit Card (VISA/Mastercard) | Instant to a few minutes | Free |
| USDT/USDC (Cryptocurrency) | A few minutes to a few hours | Free |
| E-wallet (Peska, etc.) | Instant to a few minutes | Free |
| International Wire Transfer | 3 to 5 business days | Free (Intermediary bank fees apply) |

### Withdrawal Methods

| Withdrawal Method | Processing Time | Fees |
|———|———|——–|
| Domestic Bank Transfer | 1-3 business days | Free |
| Credit/Debit Card (VISA/Mastercard) | 1-5 business days | Free |
| USDT/USDC (Cryptocurrency) | Several hours to 1 business day | Free |
| E-wallet (Peska, etc.) | Several hours to 1 business day | Free |
| International Wire Transfer | 3-5 business days | Free (Intermediary bank fees apply) |

### Deposit and Withdrawal Rules and Precautions
– **Withdrawals must be made using the same method as the deposit** as a basic rule
– **Deposits and withdrawals from third-party accounts are not permitted** (only accounts in your own name are allowed)
– **Identity verification is mandatory**: KYC must be completed before deposits or withdrawals
– **Withdrawals while positions are open**: The margin maintenance ratio must exceed 200%
– **Withdrawal requests made before 16:00 GMT+8** will be processed on the same day at the earliest.

### Benefits of using MoneyChat
– **Cashback**: A portion of the cost is automatically refunded for each transaction
– **No impact on withdrawals**: Cashback is refunded separately by MoneyChat

**Risk Warning**: Forex trading involves risks. Please invest only with funds you can afford to lose